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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Fun and easy banking

Love the ease of use on the app and I find the rates some of the best I love what they offer i.e the prize saving account Reviewed on: 20th March 2025

Brilliant interest rate plus helps me save

I had small amount of money that I wanted to invest and my normal bank Lloyds, had a very low interest rate. Plus I wanted to accumulate some savings which is something i am terrible at. I was nervous to start with as had never done online banking but decided to take a risk. It was the best decision I could have made as I have made nearly £2k in interest over 2yrs.i highly recommend this app. Reviewed on: 20th March 2025

Super easy to use.

Super easy to use. Flexible and great customer service. Easy to lose money around. Have a great FAQ and videos. Solid interest rates and a very wide range of products. I transfer my salary from my current account to chip every month then drip feed from chip to my current account so allows me to build up interest. Reviewed on: 20th March 2025

I am do happy to be with them

I am do happy to be with them Is the good bank Reviewed on: 20th March 2025

CHIP Review

The CHIP app is easy to use and they provide excellent interest rates on savings Reviewed on: 20th March 2025

Easy to use.

Easy to use. Love how simple is to navigate through the app and how informative it is. Also love notifications to keep you up to date and emails regarding withdrawals and transfers Reviewed on: 20th March 2025

Platform is easy to use, they have a wide variety of...

Platform is easy to use, they have a wide variety of options to choose from and returns have been great. The monthly updates are really useful to understand what has been happening in the markets. I would highly recommend chip Reviewed on: 20th March 2025

Excellent

Excellent app always looking out for their clients. Reviewed on: 20th March 2025

Easy withdrawals, deposits.

Easy withdrawals, deposits. No hassle company, decent interest rate. Reviewed on: 20th March 2025

Honestly a brilliant bank, great incentives for savi...

Honestly a brilliant bank, great incentives for saving and a very easy interface to the app. Reviewed on: 20th March 2025

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