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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
90% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

5 star banking

5
Everything works fine. The app is very useful and the savings rate is honest. Reviewed on: 20th March 2025

Good interest.

5
Good interest. Easy access. Takes 24 hours to get a reply sometimes but I always get a reply. Reviewed on: 20th March 2025

The Chip App is a game-changer

5
Chip is a game-changer for effortless saving and smart investing! The app’s AI-powered autosaving helps grow savings without even thinking about it, and the investment options are easy to use. The sleek interface and helpful insights make managing money stress-free. Highly recommended for anyone looking to save and invest smarter! Reviewed on: 20th March 2025

Great customer service and competitive interest rates

5
Great customer service and competitive interest rates Reviewed on: 20th March 2025

As good as Chips.

5
Good competitive interest rates and a good choice of accounts. Reviewed on: 20th March 2025

Easy to use

5
Been using Chip for a while now and it’s easy to navigate and move money (even if it’s only small amounts) between my accounts. Reviewed on: 20th March 2025

Good for saving

5
I’ve always used it as my main saving method and I’m doing really well Reviewed on: 20th March 2025

Easy to use and great options available

5
For someone that is not good with technology, it is surprisingly easy to set up and use. Interest rates are very good and the funds options are limited but sufficent range available. Reviewed on: 20th March 2025

Easy peasy

5
Very easy app to use never had any issues Reviewed on: 20th March 2025

Always responsive professional and easy to deal with...

5
Always responsive professional and easy to deal with, watch your money grow in a time that we are all struggling with the way things are. Keep you posted when things change or new products are available. Top saving platform well done Chip. Reviewed on: 20th March 2025

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