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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

91% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Found app by accident. What a find!

Found app by accident. Have opened savings and ISA. recommended to wife and daughter who have both open d accounts, as did daughters boyfriend. Earned £500 interest in a year, over 10 times what I got from Santander in interest the previous year. Reviewed on: 20th March 2025

Easy to use.

Easy to use. Intuitive app. Good savings interest rate. Reviewed on: 20th March 2025

Easy to use & hassle free way to save money

Easy to use & productive. I’ve saved a lot of money that I’d never have without the app. Reviewed on: 20th March 2025

An excellent bank

I opened a new account for my savings and it was done quickly and efficiently. I then opened an investment account, again done quickly and easily Reviewed on: 20th March 2025

Very simple to use and they make dealing with financ...

Very simple to use and they make dealing with finances easy to understand! Reviewed on: 20th March 2025

I have found chip a great place for my money to grow.

I have found chip a great place for my money to grow. With secure deposit function and some of the best interest rates around. With there version of premium bonds on offer as well, winning always leaves a great taste in your mouth Reviewed on: 20th March 2025

Helpful and honest company

I have used chip for a number of years and it’s helped me finally create savings and provides knowledge and incentives to keep banking/saving with chip. Reviewed on: 20th March 2025

I wish my current account was as good!

Been a shareholder and account holder or over 5 years. Have used different accounts dependant on the available interest rates. Never any problems. Reviewed on: 20th March 2025

Easy to use, great options, great customer service!

Chip felt easy to use and offers great options for saving accounts. Every time I needed to contact customer service, response was fast and the issue was sorted really quickly. I really have no complaints! Reviewed on: 20th March 2025

My Chip UK Survey

The savings rate is reasonable. Regular updates are sent to my email. Reviewed on: 20th March 2025

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