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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I’ve had their app for about 5 years and throughout...

5
I’ve had their app for about 5 years and throughout that time the experience has been seamless. I’ve never had an issue. The emails and information in the app are detailed and easily explained. Reviewed on: 20th March 2025

Very user friendly and offers good interest rates.

5
Very user friendly and offers good interest rates. I also like the idea of the prize winning account - an alternative to premium bonds I suppose. Just wish I could save more! Reviewed on: 20th March 2025

Easy saving, easy investing

5
I love how easy it is to save. I save money every few days with Chip automatically. It works out how much I can afford to put away. I also loved how easy it is to invest in different funds. It has encouraged me to transfer in my ISA from last year. Reviewed on: 20th March 2025

Easy transactions, great customer service

5
Easy transactions, great customer service Reviewed on: 20th March 2025

I have been investing into one of chips competitive...

5
I have been investing into one of chips competitive cash ISA’s. I found the app user friendly, easy to use and I enjoy their forward thinking mobile app. Reviewed on: 20th March 2025

Great way of saving with excellent returns.

5
Great way of saving with excellent returns. Would definitely recommend. Reviewed on: 20th March 2025

Great banking app, so helpful when needed.

5
Great banking app, so helpful when needed. Reviewed on: 20th March 2025

Had no trouble starting up 2 accounts via the app

5
Had no trouble starting up 2 accounts via the app, and it's been smooth sailing ever since Reviewed on: 20th March 2025

I can’t fault my service with chip would recommend t...

5
I can’t fault my service with chip would recommend to any of my friends Reviewed on: 20th March 2025

Chip has helped me put away money every 4 days with...

5
Chip has helped me put away money every 4 days with its brilliant money saving feature, this has in turn helped me save for my trip to America this year and pay for all of the bills that go towards me doing this Reviewed on: 20th March 2025

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