Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Chip has been fantastic, great customer service, exc...

5
Chip has been fantastic, great customer service, excellent products, brilliant interface Reviewed on: 20th March 2025

Great options and communication about products and u...

5
Great options and communication about products and updates. Easy to understand and good rates as well. Reviewed on: 20th March 2025

Easy to use app

5
Very easy to use app and the info graphics are very easy to understand. Would highly recommend Reviewed on: 20th March 2025

I love using Chip.

5
I love using Chip. It’s such a good way of saving money. Reviewed on: 20th March 2025

Great rates and very user friendly app.

5
Great rates and very user friendly app. always easy to get a reply from the team! Reviewed on: 20th March 2025

Easy use app

5
Chip has given me motivation to save and being able to make payments in and out so easy helped. Easy to understand and use app. Reviewed on: 20th March 2025

Never had a better bank than Chip.

5
Never had a better bank than Chip. It is so easy to use the App and interest rates beat the high street banks hands down. Reviewed on: 20th March 2025

Much better if you had a human answering the phone n...

5
Much better if you had a human answering the phone not a robot. Reviewed on: 20th March 2025

CHIP gives good rates, easy to use app.

5
CHIP gives good rates, easy to use app. Reviewed on: 20th March 2025

Just watching my money grow

5
Easy to create new accounts and move money around. Very competitive interest rates Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products