Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

The App was easy to use and you could contact someon...

5
The App was easy to use and you could contact someone if you had any issues. The interest rates were also very favourable Reviewed on: 20th March 2025

Easy to use app , excellent rates , broad range of s...

5
Easy to use app , excellent rates , broad range of services and options. Simple and intuitive interface . All the things I look for and need in a service and app. The monthly prize draw is a great incentive to save Reviewed on: 20th March 2025

Great app and great interest rates

5
Easy to use the app and easy to deposit and withdraw funds. Always offering top rates of interest. Reviewed on: 20th March 2025

It’s easy to use and great to start out.

4
It’s easy to use and great to start out. I joined when the rates were competitive and now they’re not across savings and cash isa. Reviewed on: 20th March 2025

A brilliant app very simple to use and amazing custo...

5
A brilliant app very simple to use and amazing customer service. Reviewed on: 20th March 2025

100% you know your money is safe

5
Lots of different accounts to choose from, I have actually won a fair amount of money with the prize savers account. Easy to transfer money. Reviewed on: 20th March 2025

easy to use intuitive app and innovative products.

5
easy to use intuitive app and innovative products. Reviewed on: 20th March 2025

Chip has been fantastic, great customer service, exc...

5
Chip has been fantastic, great customer service, excellent products, brilliant interface Reviewed on: 20th March 2025

Great options and communication about products and u...

5
Great options and communication about products and updates. Easy to understand and good rates as well. Reviewed on: 20th March 2025

Easy to use app

5
Very easy to use app and the info graphics are very easy to understand. Would highly recommend Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products