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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Best App for saving

Living in London I find it incredibly difficult to save money but when I got Chip I managed to start saving and with the AI saves I dont even notice it. I also find Chip has some of the best rates for savings and ISA accounts. This has enabled me to enjoy London more and I have recommended Chip to my friends and family. Reviewed on: 19th February 2025

Really straightforward and user friendly

Really straightforward and user friendly Reviewed on: 19th February 2025

Makes saving easy

Makes saving easy, I always struggled before but now I don't even notice I am saving Reviewed on: 19th February 2025

Terrible customer service

Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require lots of documentation Reviewed on: 18th February 2025

Reply from Chip Hi Peter, We’re sorry to hear about your experience. Due to the nature of the Chip app and the service we offer, our customer contact is primarily through our in-app chat (found under the 'Profile' tab, available 8am-8pm) and our support email at [email protected]. Please do reach out to us through one of these channels, and we’ll be happy to assist you as soon as possible. To ensure the security of your account and funds, we may sometimes require documentation. We appreciate your feedback and are here to help! Response date: 10th March 2025

Easier savings

Love saving when I didn’t think I could Reviewed on: 18th February 2025

Fantastic Company

I live chip, it makes saving really easy for me and helps me keep my finances in check! Reviewed on: 18th February 2025

Always the easiest way to build my money

Always the easiest way to build my money Reviewed on: 18th February 2025

Amazing easy to use app.

Amazing easy to use app. And great interest rate Reviewed on: 18th February 2025

Just an easy to use great app and idea.

Just an easy to use great app and idea. Love it. It’s helped my saving enormously Reviewed on: 18th February 2025

I have been using Chip for just over a year, and I a...

I have been using Chip for just over a year, and I appreciate its user-friendly goal-setting features designed to enhance savings. Chip offers both manual settings and automatic savings tools that cater to individual preferences. Additionally, their unique investment tools are invaluable for anyone looking to invest or save effectively. Reviewed on: 18th February 2025

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