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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use and encourages saving .

5
Easy to use and encourages saving .The Wealth calculator is an excellent tool. Reviewed on: 27th February 2025

Best savings app for ISA, automation and general inv...

5
Best savings app for ISA, automation and general investment Reviewed on: 26th February 2025

Great savers prize draw product.

5
Great savers prize draw product. Its is free and FSCS protected Reviewed on: 26th February 2025

Best savings/investment app

5
Easy to use with a wide offering of high earning products Reviewed on: 26th February 2025

Good products, easy to use app.

5
Good products, easy to use app. Fast money transfers. Reviewed on: 26th February 2025

Chip Savings App

5
A savings app that offers a variety of features to help you manage your finances. It provides excellent interest rates, which are paid either monthly or annually, and offers easy access to your funds without any monthly fees. The app is user-friendly, security and customer service is excellent. Reviewed on: 26th February 2025

CHIP a great way to save.

5
Have 3 accounts with Chip, savings, ISA and Prize Savings Account. No issues, interest paid monthly apart from the Prize Savings account which I use to save to buy Christmas presents and hope that I might win one of the prizes on offer. Would recommend and the App is grea Reviewed on: 26th February 2025

Chip are excellent!

5
Chip are fantastic and offer great interest rates on savings. Reviewed on: 26th February 2025

Very easy to use app.

5
Very easy to use app. Good customer service when needed more information. Reviewed on: 26th February 2025

Competitive, comprehensive and well presented.

5
My new CHIP Cash ISA account was fairly easy to set-up. The standard variable interest rate was competitive and the additional 3-month bonus was a big incentive. I also found the information and investing options on the App to be interesting and very well presented. I have not progressed with any other CHIP accounts yet, but probably will after I have considered all the relevant information and guidance. Reviewed on: 26th February 2025

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