Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Terrible customer service

1
Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require lots of documentation Reviewed on: 18th February 2025
Reply from Chip Hi Peter, We’re sorry to hear about your experience. Due to the nature of the Chip app and the service we offer, our customer contact is primarily through our in-app chat (found under the 'Profile' tab, available 8am-8pm) and our support email at [email protected]. Please do reach out to us through one of these channels, and we’ll be happy to assist you as soon as possible. To ensure the security of your account and funds, we may sometimes require documentation. We appreciate your feedback and are here to help! Response date: 10th March 2025
Chip's avatar
Chip

Easier savings

5
Love saving when I didn’t think I could Reviewed on: 18th February 2025

Fantastic Company

5
I live chip, it makes saving really easy for me and helps me keep my finances in check! Reviewed on: 18th February 2025

Always the easiest way to build my money

5
Always the easiest way to build my money Reviewed on: 18th February 2025

Amazing easy to use app.

5
Amazing easy to use app. And great interest rate Reviewed on: 18th February 2025

Just an easy to use great app and idea.

5
Just an easy to use great app and idea. Love it. It’s helped my saving enormously Reviewed on: 18th February 2025

I have been using Chip for just over a year, and I a...

5
I have been using Chip for just over a year, and I appreciate its user-friendly goal-setting features designed to enhance savings. Chip offers both manual settings and automatic savings tools that cater to individual preferences. Additionally, their unique investment tools are invaluable for anyone looking to invest or save effectively. Reviewed on: 18th February 2025

Really helped my savings great very easy to use

4
Really helped my savings great very easy to use Reviewed on: 18th February 2025

Had a chip account for 2-3 years over that time I mu...

5
Had a chip account for 2-3 years over that time I must have told 100s of people about how easy and good the chip app is. Chip always encourages me to save and I do Reviewed on: 18th February 2025

Been a member for 5 years, great easy saving platfor...

5
Been a member for 5 years, great easy saving platform and excellent access to money saved Reviewed on: 18th February 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products