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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use app any good savings rates

Easy to use app any good savings rates Reviewed on: 11th October 2024

Lack of privacy

When connecting my bank account to CHIP it wants access to my banking transactions for the last few years. This is surely social profiling? Reviewed on: 28th September 2024

Reply from Chip Hi Noah, We encourage all of our users to link to Chip via Open Banking, due to its safety, security and speed. Open Banking helps us to keep your money safe and ensure that your withdrawals reach your linked bank account as expected. You can read more about how Chip uses open banking here - https://www.getchip.uk/the-blog/what-is-open-banking. I can assure you that Chip is FCA-regulated. Every provider that uses Open Banking to offer products and services must be regulated by the Financial Conduct Authority. Response date: 12th March 2025

Really good and easy to use.

Really good and easy to use. Good savings rates and interest. Reviewed on: 9th September 2024

Great interface and interest rates!

Chip is super-easy to use for depositing and removing money - really intuitive interface. Great interest rates, too! Reviewed on: 6th September 2024

Very easy to set up and user friendly.

Very easy to set up and user friendly. Reviewed on: 4th September 2024

Best savings app

Easy and quick to use with a range of great products Reviewed on: 1st September 2024

Such an easy to use app that helps you save by round...

Such an easy to use app that helps you save by rounding off your bank balance at regular intervals. Hardly notice you’re saving which is the beauty of it! I found it super easy to sign up and then it saves for you, no need to even log in. Apart from to check your every growing balance :) Reviewed on: 26th August 2024

Simple focus on savings.

Simple focus on savings. If you are looking for something to just park your money with simple access this is the best Reviewed on: 25th August 2024

Very good, easy to use, good returns.

Very good, easy to use, good returns. Reviewed on: 24th August 2024

App is extremely easy to use, it has a very clear la...

App is extremely easy to use, it has a very clear layout Reviewed on: 23rd August 2024

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