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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

excellent and forward thinking.

5
excellent and forward thinking. Looking to simplify investing and a great deal Reviewed on: 27th May 2024

Great interest rates but hard to get hold of

4
They have great rates of interest and the app is easy to use but it's hard to get hold of someone if you have an issue Reviewed on: 26th May 2024

Simply the best app for looking after my money

5
Easy to use with an excellent range of savings and investments products. Very quick deposits and withdrawals too. Makes looking after my money simple. Reviewed on: 25th May 2024

Easy to use app with great savings options!

5
Easy to use app with great savings options! Reviewed on: 24th May 2024

Best Savings app

5
I have been using chip for more than an year or 2. Never once had to call or reach customer care. It's very easy to manage money and offers great savings rate. They always offer best Savings rate compare to other big players Reviewed on: 24th May 2024

Simple app and easy fast transactions

5
Simple app, range of products and easy access with fast transfers and withdrawals. Customer support has been efficient in my limited interactions. Reviewed on: 24th May 2024

Great app

5
Great app that is easy to navigate. Good fees for their products. Reviewed on: 24th May 2024

Chip best interest rate and customer service

5
Been with Chip for about 2 years now. They have great customer service and also usually one of the highest saving interest rate around ! Reviewed on: 24th May 2024

I have used Chip for many years now and it just gets...

5
I have used Chip for many years now and it just gets better! The basic product as a way to save without thinking about it is fantastic by itself but the range of other offerings (prize draw similar to NS&I, stocks and shares and alternative assets etc) make it a really good offering. The ChipX platform does have a small monthly/annual fee associated but I think it’s worthwhile for me and a small amount of setup takes a lot of the thinking out of growing wealth. Reviewed on: 24th May 2024

Great app experience

5
Great app experience and transparent information for different saving and investment accounts Reviewed on: 24th May 2024

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