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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great app, slow customer service

3
I had issues verifying identity for an ISA, and took them a week to respond to numerous messages. This was apparently due to a technical issue with the app. Despite this, once in, the app is great;intuitive and easy to use - plus Chip has a very good rate for a flex. Reviewed on: 24th May 2024

Great app great rates

5
The app is great and they offer great rates Reviewed on: 24th May 2024

Having used Chip for a couple of years I have found...

5
Having used Chip for a couple of years I have found it an excellent service. Great support with simple to save plans and easy to use at great rates. Reviewed on: 24th May 2024

Since discovering Chip 3 years ago, it has enabled m...

5
Since discovering Chip 3 years ago, it has enabled me to save more money than I thought possible. I simply didn't have the strategy or method under my own guidance and Chip have made this possible. Not only this, but they have always been an easy company to engage with when I have needed to ask questions. Reviewed on: 24th May 2024

Accessible and Engaging

5
The app was really easy to navigate. Clear savings options and brilliant information Reviewed on: 24th May 2024

The Chip Savings App is really good at keeping on tr...

5
The Chip Savings App is really good at keeping on track for my saving goals. Reviewed on: 24th May 2024

Competitive and responsive interest rates, innovativ...

5
Competitive and responsive interest rates, innovative approach and great customer service. Reviewed on: 24th May 2024

Best Easy Access Saving App

5
Very easy to use app and great saving rates and conditions. On top of that there is the odd promotion every now and then. The app keeps improving in terms of functionality, now having also added options for FTE investing. Reviewed on: 24th May 2024

Smart, easy, stealth-saving!

5
Smart, easy, stealth-savings, great interest rates and always accessible. I love this app. Reviewed on: 23rd May 2024

Great Simple way to actually really save

5
Great Simple way to actually really save Reviewed on: 23rd May 2024