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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Lovely wealth app!

5
I recently downloaded the chip app and I have had a seemless experience so far. Reviewed on: 12th April 2024

The best interest rate for a savings account once

3
Had the best interest rate for a savings account at some point, not anymore though. Transferring money in and out was not as straightforward as with a regular app, not problematic though Reviewed on: 12th April 2024

Smart savings

5
Many reasons to save, easy access to money, transparent information on interest and withdrawal information. Reviewed on: 11th April 2024

Fab app!

5
Easy to use app, engaging ux. Great customer service Reviewed on: 10th April 2024

...chip accounts

4
Have had a couple of accounts for awhile and I am happy so far Reviewed on: 10th April 2024

Chip products are market leading rates, have a very...

5
Chip products are market leading rates, have a very simple interface backed up by great responsive customer service and best of all, low charges. Reviewed on: 10th April 2024

Chip ISA, Easy Access Accounts

5
I have a Chip ISA they have a great interest rate and you can still get to your money if needed, there easy access savings account is also great. Reviewed on: 10th April 2024

Fantastic, easy to use app with a consistently compe...

5
Fantastic, easy to use app with a consistently competitive rate. Have used for years and has consistently beat the competition in both interest rate and customer service. Reviewed on: 10th April 2024

I’ve had my Chip account over 12 months now and l am...

5
I’ve had my Chip account over 12 months now and l am extremely happy to have my money in a safe place. Reviewed on: 10th April 2024

Easy to use app.

5
Easy to use app. Very user Friendly with a good interest rate Reviewed on: 10th April 2024

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