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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Really easy to use savings app with great products

5
Really easy to use savings app with new products added all the time - I especially love the new flexible cash ISA. Ideal for people who don't know how much they can commit to save each year in advance. Reviewed on: 15th April 2024

Have been using Chip for years now. Gamechanger!

5
Have been using Chip for years now. Gamechanger! Reviewed on: 14th April 2024

Chip completely meets our needs for short-term savings

5
Chip has maintained its interest rates near the top of those available, which is exactly what we look for to place our everyday and short-term savings. We don't use the 'pots' much but are considering doing so Reviewed on: 14th April 2024

Really great app, very easy to use.

5
Really great app, very easy to use. Great interest rate too. Reviewed on: 13th April 2024

Hopefully it won't disappoint in the long run.

3
Just started using the app, looks promising. Hopefully it won't disappoint. Reviewed on: 13th April 2024

Excellent app, saves without you even realise your s...

5
Excellent app, saves without you even realise your saving. Reviewed on: 12th April 2024

Good isa for saving and watching daily interest

5
Good isa for saving and watching daily interest Reviewed on: 12th April 2024

Lovely wealth app!

5
I recently downloaded the chip app and I have had a seemless experience so far. Reviewed on: 12th April 2024

The best interest rate for a savings account once

3
Had the best interest rate for a savings account at some point, not anymore though. Transferring money in and out was not as straightforward as with a regular app, not problematic though Reviewed on: 12th April 2024

Smart savings

5
Many reasons to save, easy access to money, transparent information on interest and withdrawal information. Reviewed on: 11th April 2024

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