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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fab app!

5
Easy to use app, engaging ux. Great customer service Reviewed on: 10th April 2024

...chip accounts

4
Have had a couple of accounts for awhile and I am happy so far Reviewed on: 10th April 2024

Chip products are market leading rates, have a very...

5
Chip products are market leading rates, have a very simple interface backed up by great responsive customer service and best of all, low charges. Reviewed on: 10th April 2024

Chip ISA, Easy Access Accounts

5
I have a Chip ISA they have a great interest rate and you can still get to your money if needed, there easy access savings account is also great. Reviewed on: 10th April 2024

Fantastic, easy to use app with a consistently compe...

5
Fantastic, easy to use app with a consistently competitive rate. Have used for years and has consistently beat the competition in both interest rate and customer service. Reviewed on: 10th April 2024

I’ve had my Chip account over 12 months now and l am...

5
I’ve had my Chip account over 12 months now and l am extremely happy to have my money in a safe place. Reviewed on: 10th April 2024

Easy to use app.

5
Easy to use app. Very user Friendly with a good interest rate Reviewed on: 10th April 2024

Great products and rates

5
Initially skeptical about the concept of an app-only bank, I’ve been pleasantly surprised by the seamless experience over the past few years. The user-friendly interface has negated any need for customer support intervention. The deciding factor for my patronage was their attractive savings rate, which has consistently risen in tandem with the base rate. As the bank expanded its offerings, I found myself consistently impressed by the ingenuity and competitiveness of their new products. This bank truly revitalizes the banking landscape, exuding enthusiasm for their products and genuinely prioritizing customer satisfaction. Reviewed on: 10th April 2024

Exceptional savings products and services, a life-ch...

5
Exceptional savings products and services, a life-changing experience finding Chip! Reviewed on: 9th April 2024

Great finance app with great interest rates to match!

5
Great finance app with great interest rates to match! Reviewed on: 9th April 2024

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