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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

A friend recommended it to me.

A friend recommended it to me. Thanks to the easiness of the interface, its very cool design and its tone of voice (almost like a friendly companion app), I’ve felt motivated to save a lot last year, and now have enough for a deposit. Reviewed on: 9th April 2024

Great App, great saving and investing options.

Great App, great saving and investing options. Always competitive interest rates Reviewed on: 9th April 2024

Great rates and easy to use!

The interest rate is excellent and the ease of use sets it above and beyond other banking apps that are available at the moment. The investments and savings work very well together and make it easy to see all savings in one place. Reviewed on: 9th April 2024

IMO the best easy access savings app ;)

An easy access saving account - withdraw money anytime + decent interest rate paid monthly. Simple linking proccess to your main bank. Ability to set standing orders from your bank into Chip savings account. Clear and user friendly savings app. Reviewed on: 8th April 2024

I use the free accounts with chip and find them very...

I use the free accounts with chip and find them very competitive. They offer CASH ISA, a good savings account and also general investment. The CASH ISA and savings have nearly/ above 5% interest with no fees. The general investment account has average fees. Reviewed on: 6th April 2024

Chip makes it so easy to save money!

Chip makes it so easy to save money! They have so many great features and am loving the new cash ISA they have launched. Reviewed on: 6th April 2024

Competitive rates and products and excellent custome...

Competitive rates and products and excellent customer relationship. Reviewed on: 5th April 2024

Saved a huge amount and great CX

Always quick to response - where great with my late father ( who decided to join after I told him of their unique offering) as he wasn’t sure how it worked and the overall concept in detail; and had user problems connecting his bank accounts - and I now have over £30k saved thanks to their algorithms and amazing app Reviewed on: 4th April 2024

Love Chip!

I have been saving with Chip app since around 2020 and it’s been a fantastic journey so far! Keeps getting better and love all the accounts on Chip. Great way to save! Reviewed on: 4th April 2024

Simple to set up an ISA account with daily updates

Simple to set up an ISA account with clear daily updates on interest. Reviewed on: 4th April 2024

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