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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great saving app

Found the app to be user friendly and watching your saving grow very encouraging to save. Reviewed on: 4th April 2024

Fantastic app with very competitive interest rates

Fantastic app with very competitive interest rates Reviewed on: 4th April 2024

The saving app works well with your bank connection.

The saving app works well with your bank connection. Easy withdrawal without penalty. When contacting Chip, a speedy reply is received Reviewed on: 4th April 2024

LOVE CHIP!!!

Been a member for a couple of years, plus invested twice through crowdcube have saving accounts stocks & shares plus bonus account love how easy it is to move money around see gains and watch your money grow Reviewed on: 4th April 2024

Chip Your Cash Into Chip.

I have a instant access account and a Chip instant access cash ISA a wow you can opt to have interest payments monthly and draw money when ever you want from your ISA if necessary. Reviewed on: 3rd April 2024

Beautifully designed app with great products

A beautifully designed app that is easy to use with great saving and investment products. Market-leading Cash ISA, interesting funds for their Stocks & Shares ISA and an innovative Prize Savings Account. Excellent customer service. On the very rare occasion that the app has experienced technical issues, they were on it straight away and were honest about what had happened, sending through a detailed report. Reviewed on: 2nd April 2024

Greapp for getting you sabing

Great app for getting you saving Reviewed on: 2nd April 2024

Can’t talk to them, customer service is awful

Tried contacting Chip but they have no telephone number, and only a web chat through the app. It’s not a real tine web chat as it takes a day for them to respond, so it’s impossible to have a coherent conversation with them especially if the response I get 1 day later is a scripted response not relevant to the issue I had. Reviewed on: 2nd April 2024

Reply from Chip Hi Jon, thank you for taking the time to leave us a review and a rating. Due to the nature of the Chip app and the service we offer, our customer contact is mainly through our app-based chat (which can be found on the 'Profile' tab in-app) and our support email address [email protected]. Please do get in touch with us through one of these channels and we'll be sure to get back to you as soon as possible. In regards to the chat, I can assure you that we have a full support team in place. I believe you may be referring to the automated responses that are given when you start a chat. These are just a way to help diagnose your issue and provide information before a member of the team picks it up to support you further. I apologise for any confusion there. Many thanks! - Ryan Response date: 17th April 2024

Great app, easy to use and works well along side my...

Great app, easy to use and works well along side my other money management apps. Well worth using. Reviewed on: 2nd April 2024

Using now for a few years and it’s an amazing app.

Using now for a few years and it’s an amazing app. Easy to use and the interest rate is great. Reviewed on: 2nd April 2024

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