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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Excellent interest rates, excellent products with a...

5
Excellent interest rates, excellent products with a range to chose from ! Reviewed on: 22nd February 2024

Brilliant app so easy to use, I can see my balance e...

5
Brilliant app so easy to use, I can see my balance easily and when my next interest gets added, I love it Reviewed on: 22nd February 2024

Secure, reliable service offering good interests rates

5
Secure, reliable service offering good interests rates Reviewed on: 22nd February 2024

Very easy to open a savings account.

5
Very easy to open a savings account. Excellent rates. Added to waitlist for ISA, and timely communication to open that too. Customer support have also been excellent when I've needed them. Reviewed on: 22nd February 2024

Chip off the bank rate

4
With no branches I would expect interest paid to be closer to the bank rate 5.25% Reviewed on: 22nd February 2024

Always had a good experience with chip

5
Always had a good experience with chip Reviewed on: 22nd February 2024

Chip works wonderfully and there’s nothing to dislike.

5
Chip works wonderfully and there’s nothing to dislike. The app is very well built and easily accessible. Lots of great options for saving and investing money - interest is competitive and the whole experience feels very safe and trustworthy. Reviewed on: 22nd February 2024

Low effort way to save

4
Low effort way to save and I enjoy the financial too Reviewed on: 22nd February 2024

Efficient and easy to use with a good rate of interest.

5
Efficient and easy to use with a good rate of interest. Reviewed on: 22nd February 2024

I'm chipper with chip

5
Like the app as its easy to use and always available. The interest rates are always very competitive. Great service. Reviewed on: 22nd February 2024

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