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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Consistently top easy access interest rates

5
Consistently top easy access interest rates Reviewed on: 21st February 2024

Great app, consistent returns and innovative products.

5
Great app, consistent returns and innovative products. Chip is expanding its reach and maintaining app quality, its easy to use and reliable. Reviewed on: 21st February 2024

They are upfront about everything they do.

5
They are upfront about everything they do. Their guidance is also extremely valuable Reviewed on: 21st February 2024

Really slick app and great to use.

5
Really slick app and great to use. Fab savings rates also! Reviewed on: 21st February 2024

CHIP Easy to use & with great interest rates.

5
Excellent App. CHIP gives market leading interest rates and is easy to understand and move funds. Also easy to setup financial sweeps to make sure your surplus funds are earning a good interest rate. Reviewed on: 21st February 2024

Chipping away at financial goals

5
Chip is a fantastic tool to build your wealth through stocks, Premium Bond style wins and traditional saving accounts. The choice is superb, although the alternative asset experiment did fall a little flat Reviewed on: 21st February 2024

Great Product

4
Great easy access savings product with competitive interest rates. Reviewed on: 21st February 2024

Easy to use app.

5
Easy to use app. Able to transfer money between accounts without any problems. Would definitely recommend Chip. Reviewed on: 21st February 2024

Havent interacted with anyone but am pleased with my...

5
Havent interacted with anyone but am pleased with my interests rate Reviewed on: 21st February 2024

This app is so easy to navigate giving very competit...

5
This app is so easy to navigate giving very competitive rates Reviewed on: 21st February 2024

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