Paid advertisement
Smart Money People Logo
Newsletter

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Great interest rates and instant deposits and withdr...

5
Great interest rates and instant deposits and withdrawals, make it a great way to save Reviewed on: 21st February 2024

First rate web interface, quick & easy.

5
First rate web interface, quick & easy. Reviewed on: 21st February 2024

Everything you need from a bank

5
App is easy to use, I get a good rate compared to a traditional bank. Has everything I need Reviewed on: 21st February 2024

Intuitive app, easy to move money and great rates

5
At Chip, I've found that I can deposit and withdraw funds within an instant and Chip offers a market leading rate. What's not to like? How do the old banks stay in business! Reviewed on: 21st February 2024

Great App, Great rate, easy to use, a good experienc...

5
Great App, Great rate, easy to use, a good experience all round. Reviewed on: 21st February 2024

Great bank

5
Very easy to use, competitive rates but not always market leading Reviewed on: 21st February 2024

A very good savings product and an easy website to n...

5
A very good savings product and an easy website to navigate. Reviewed on: 21st February 2024

Sorted quickly!

5
Sorted my login problem very quickly in a courteous manor Reviewed on: 21st February 2024

Consistently top easy access interest rates

5
Consistently top easy access interest rates Reviewed on: 21st February 2024

Great app, consistent returns and innovative products.

5
Great app, consistent returns and innovative products. Chip is expanding its reach and maintaining app quality, its easy to use and reliable. Reviewed on: 21st February 2024

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1047 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products