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Chip: Savings App reviews

4.94
Based on 18,446 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18446)

This app is so easy to navigate giving very competit...

5
This app is so easy to navigate giving very competitive rates Reviewed on: 21st February 2024

They saved me more than I ever saved before.

5
They saved me more than I ever saved before. I don't notice the money being withdrawn into my savings account, cause their software/app does it all for me. They also pay decent interest every month and allow you the chance to enter a competition every month, where you have a chance to win lots of prizes, the top prize being 10k. It has so many other features on it too, but I would be here all night swiping on my phone! Reviewed on: 21st February 2024

Simply simple

5
Easy to set up, easy to transfer monies back and forth and easy to access. Reviewed on: 21st February 2024

Easy to use app great communication

5
Easy to use app great communication Reviewed on: 21st February 2024

Automated savings for a seamless experience

5
I've been using it for years and love the automated savings feature. Just looks like my usual spending so not as scary when money is moved from my account. Also being able to set goals and pots for different things is super helpful. The dashboard is clear and user friendly. Only wish you could save for different pots all at once rather than select one. Great app nonetheless Reviewed on: 21st February 2024

Better than your bank.

5
I stared saving with Chip a couple of years ago and haven't moved since. Thier prize saving account paid me more rewards than my high street bank saving account. Absolutely brilliant app. Reviewed on: 21st February 2024

Love Chip.

5
Love Chip. Easy to use. Great interest rate. Reviewed on: 21st February 2024

Smooth transactions. Great savings.

5
Smooth transactions. Great savings. Reviewed on: 21st February 2024

Easy app to use.

5
Easy app to use. Plenty of extra things on app. Fair interest rate Reviewed on: 21st February 2024

Easy access to account.

5
Easy access to account. Customer service excellent. Always keeping me up to date with my account. Reviewed on: 21st February 2024

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