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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

They are upfront about everything they do.

5
They are upfront about everything they do. Their guidance is also extremely valuable Reviewed on: 21st February 2024

Really slick app and great to use.

5
Really slick app and great to use. Fab savings rates also! Reviewed on: 21st February 2024

CHIP Easy to use & with great interest rates.

5
Excellent App. CHIP gives market leading interest rates and is easy to understand and move funds. Also easy to setup financial sweeps to make sure your surplus funds are earning a good interest rate. Reviewed on: 21st February 2024

Chipping away at financial goals

5
Chip is a fantastic tool to build your wealth through stocks, Premium Bond style wins and traditional saving accounts. The choice is superb, although the alternative asset experiment did fall a little flat Reviewed on: 21st February 2024

Great Product

4
Great easy access savings product with competitive interest rates. Reviewed on: 21st February 2024

Easy to use app.

5
Easy to use app. Able to transfer money between accounts without any problems. Would definitely recommend Chip. Reviewed on: 21st February 2024

Havent interacted with anyone but am pleased with my...

5
Havent interacted with anyone but am pleased with my interests rate Reviewed on: 21st February 2024

This app is so easy to navigate giving very competit...

5
This app is so easy to navigate giving very competitive rates Reviewed on: 21st February 2024

They saved me more than I ever saved before.

5
They saved me more than I ever saved before. I don't notice the money being withdrawn into my savings account, cause their software/app does it all for me. They also pay decent interest every month and allow you the chance to enter a competition every month, where you have a chance to win lots of prizes, the top prize being 10k. It has so many other features on it too, but I would be here all night swiping on my phone! Reviewed on: 21st February 2024

Simply simple

5
Easy to set up, easy to transfer monies back and forth and easy to access. Reviewed on: 21st February 2024

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