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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use app great communication

5
Easy to use app great communication Reviewed on: 21st February 2024

Automated savings for a seamless experience

5
I've been using it for years and love the automated savings feature. Just looks like my usual spending so not as scary when money is moved from my account. Also being able to set goals and pots for different things is super helpful. The dashboard is clear and user friendly. Only wish you could save for different pots all at once rather than select one. Great app nonetheless Reviewed on: 21st February 2024

Better than your bank.

5
I stared saving with Chip a couple of years ago and haven't moved since. Thier prize saving account paid me more rewards than my high street bank saving account. Absolutely brilliant app. Reviewed on: 21st February 2024

Love Chip.

5
Love Chip. Easy to use. Great interest rate. Reviewed on: 21st February 2024

Smooth transactions. Great savings.

5
Smooth transactions. Great savings. Reviewed on: 21st February 2024

Easy app to use.

5
Easy app to use. Plenty of extra things on app. Fair interest rate Reviewed on: 21st February 2024

Easy access to account.

5
Easy access to account. Customer service excellent. Always keeping me up to date with my account. Reviewed on: 21st February 2024

Brilliant onboarding process and fantastic visibilit...

5
Brilliant onboarding process and fantastic visibility of my finances, straightforward to transfer funds and great financial advice on the support channel. Reviewed on: 21st February 2024

Easy to get started and use.

5
Easy to get started and use. Useful options Reviewed on: 21st February 2024

my saving work harder now

5
Chip has helped me make my saving work harder Reviewed on: 21st February 2024

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