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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

I love my chip account.

5
I love my chip account. It’s really helping me to save money Reviewed on: 21st February 2024

Top Savings Account

5
Easy to use the app to add or withdraw funds, good interest rates, fast response to queries Reviewed on: 21st February 2024

So easy to use the App, fast online support, plenty...

5
So easy to use the App, fast online support, plenty of options Reviewed on: 21st February 2024

Great savings app with better rates than traditional...

5
Great savings app with better rates than traditional banks. Reviewed on: 21st February 2024

So accessible for anyone to save and invest

5
Chip is absolutely brilliant - what started as a really helpful strategy to get me out of a longstanding overdraft debt has since been with me every step of the way of not only clearing all my debt but saving £18,000 towards a house deposit and having my first foray into investing money. Chip is easy to use, super accessible and just an amazing way help you save (often without even feeling it thanks to their smart options!). Thank you so much Chip :) Reviewed on: 21st February 2024

Happy Chappy Easy transitions .

5
Easy transitions . Easy to manage and good service Reviewed on: 21st February 2024

Chip - easy to sign up and manage your savings

5
Chip provided an easy to sign up and manage my savings option Reviewed on: 21st February 2024

easy to set up and money moves same day all...

5
easy to set up and money moves same day all done on app Reviewed on: 21st February 2024

brilliant banking with chip, simple.

5
Great way to save and build money, any query's answered quickly and a healthy interest rate. the manual save is brilliant and also the autosave from low to high is another bonus, would definitely recommend chip to anybody looking to save for something they want or a nice nest egg to fall back on, either way its win win. Reviewed on: 21st February 2024

Quick, efficient process setting up my savings account.

5
Quick, efficient process setting up my savings account. Very pleased with the interest in my account. Reviewed on: 21st February 2024

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