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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18456)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great saving app

Good savings app, free. Easy to set up and link bank account. Secure. Easy transfers and withdrawal. Reviewed on: 18th February 2024

would recommend to anyone

I’ve referred a few friends and it’s helped all of us grow our savings. The interest rate is one of the most generous. Chip has made saving money (nearly) as fun as spending it Reviewed on: 18th February 2024

It’s easy to use and the interest rate is great.

It’s easy to use and the interest rate is great. I no longer use the automatic saving because of the fee but even as a savings account it is brilliant. If I had more money I would definitely sign up for chip X. I think the prize account is a great idea too. Reviewed on: 18th February 2024

Brilliant online service great simple dashboards to...

Brilliant online service great simple dashboards to view savings and interest. Have moved my money in from slightly higher interest account held with a high street bank as Chip is more convenient to use and shows my accruing earned interest - I value the transparency over interest I’m earning daily over the high st brands who make it look like a black art ! Reviewed on: 18th February 2024

DC to use some very friendly

Chip lets me see my money and make valued advancements on my money Reviewed on: 18th February 2024

Never any problems.

Never any problems. App very easy to use. Reviewed on: 18th February 2024

Easy app to use

Really easy app to use, and good interest rate. Would recommend to others! I also love that it is an app so that I can easily check my balance etc rather than having to check on a website. Reviewed on: 18th February 2024

Easy login in fast response great interest rate

Easy login in fast response great interest rate Reviewed on: 18th February 2024

Great functionally app, great interest rates and ver...

Great functionally app, great interest rates and very quick to react to BoE rate changes Reviewed on: 18th February 2024

Great savings rates.

Great savings rates. Best on the online marketplace Reviewed on: 18th February 2024

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