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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

It’s easy to use and the interest rate is great.

5
It’s easy to use and the interest rate is great. I no longer use the automatic saving because of the fee but even as a savings account it is brilliant. If I had more money I would definitely sign up for chip X. I think the prize account is a great idea too. Reviewed on: 18th February 2024

Brilliant online service great simple dashboards to...

5
Brilliant online service great simple dashboards to view savings and interest. Have moved my money in from slightly higher interest account held with a high street bank as Chip is more convenient to use and shows my accruing earned interest - I value the transparency over interest I’m earning daily over the high st brands who make it look like a black art ! Reviewed on: 18th February 2024

DC to use some very friendly

5
Chip lets me see my money and make valued advancements on my money Reviewed on: 18th February 2024

Never any problems.

5
Never any problems. App very easy to use. Reviewed on: 18th February 2024

Easy app to use

5
Really easy app to use, and good interest rate. Would recommend to others! I also love that it is an app so that I can easily check my balance etc rather than having to check on a website. Reviewed on: 18th February 2024

Easy login in fast response great interest rate

5
Easy login in fast response great interest rate Reviewed on: 18th February 2024

Great functionally app, great interest rates and ver...

5
Great functionally app, great interest rates and very quick to react to BoE rate changes Reviewed on: 18th February 2024

Great savings rates.

5
Great savings rates. Best on the online marketplace Reviewed on: 18th February 2024

Competitive interest rate with easy user interface.

5
Competitive interest rate with easy user interface. Reviewed on: 18th February 2024

Great interest rate, easy to use app

5
Great interest rate, easy to use app Reviewed on: 18th February 2024

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