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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18461)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

I was looking for an instant access savings account...

I was looking for an instant access savings account and found this app based one which offered a really good rate of interest. Fairly easy to set up, but I remember wondering how one could contact customer service should the need arise. Reviewed on: 18th February 2024

Good easy to use, clear support network.

Good easy to use, clear support network. Reviewed on: 18th February 2024

Great app, really easy and convenient to use.

Great app, really easy and convenient to use. Really helped me to save money and stick to my goals. Reviewed on: 18th February 2024

Fantastic way to save money without thinking about it!

I LOVE the investment portfolios & how easy it is to save money a number of different ways without having to think about it. Money gets saved into my pots automatically depending on my bank balance & I can also add recurring saves for investing. I absolutely love this app & would never have found saving or investing so easy & accessible without it. I’ve tried other similar apps but have always kept my ChipX subscription as it’s seriously the best!!!! Reviewed on: 18th February 2024

Chip has been a game changer for me.

Chip has been a game changer for me. Great way to manage, save and access your money Reviewed on: 18th February 2024

Easy to use and good interest rate.

Easy to use and good interest rate. Reviewed on: 18th February 2024

Easy to use app and easy to invest

Easy to use app and easy to invest Reviewed on: 18th February 2024

Worry free since 2018

I opened my chip account in 2018. I had never managed to save before always running out of money before the end of the month and since then have been able to move house, go on holidays, save for a wedding and most importantly not have to worry about having money saved up for car repairs and other unforeseen expenses Reviewed on: 18th February 2024

Love the ease of chip!

Love the ease of chip! The interest rate is always fantastic and reviewed frequently so I know I’m getting the best for my money. The only challenge is finding out how to talk to someone sometimes. It would also be nice to be able to have different ‘pots’ to separate savings into different areas. Reviewed on: 18th February 2024

Simply easy to use with gear products

So simple and easy to use and understand Reviewed on: 18th February 2024

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