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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

It’s been great.

5
It’s been great. Easy to use and good rates. Reviewed on: 18th February 2024

Very easy to use app.

5
Very easy to use app. Great customer service and fantastic easy access savings account. Reviewed on: 18th February 2024

I was looking for an instant access savings account...

5
I was looking for an instant access savings account and found this app based one which offered a really good rate of interest. Fairly easy to set up, but I remember wondering how one could contact customer service should the need arise. Reviewed on: 18th February 2024

Good easy to use, clear support network.

4
Good easy to use, clear support network. Reviewed on: 18th February 2024

Great app, really easy and convenient to use.

5
Great app, really easy and convenient to use. Really helped me to save money and stick to my goals. Reviewed on: 18th February 2024

Fantastic way to save money without thinking about it!

5
I LOVE the investment portfolios & how easy it is to save money a number of different ways without having to think about it. Money gets saved into my pots automatically depending on my bank balance & I can also add recurring saves for investing. I absolutely love this app & would never have found saving or investing so easy & accessible without it. I’ve tried other similar apps but have always kept my ChipX subscription as it’s seriously the best!!!! Reviewed on: 18th February 2024

Chip has been a game changer for me.

5
Chip has been a game changer for me. Great way to manage, save and access your money Reviewed on: 18th February 2024

Easy to use and good interest rate.

5
Easy to use and good interest rate. Reviewed on: 18th February 2024

Easy to use app and easy to invest

5
Easy to use app and easy to invest Reviewed on: 18th February 2024

Worry free since 2018

5
I opened my chip account in 2018. I had never managed to save before always running out of money before the end of the month and since then have been able to move house, go on holidays, save for a wedding and most importantly not have to worry about having money saved up for car repairs and other unforeseen expenses Reviewed on: 18th February 2024

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