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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Worry free since 2018

I opened my chip account in 2018. I had never managed to save before always running out of money before the end of the month and since then have been able to move house, go on holidays, save for a wedding and most importantly not have to worry about having money saved up for car repairs and other unforeseen expenses Reviewed on: 18th February 2024

Love the ease of chip!

Love the ease of chip! The interest rate is always fantastic and reviewed frequently so I know I’m getting the best for my money. The only challenge is finding out how to talk to someone sometimes. It would also be nice to be able to have different ‘pots’ to separate savings into different areas. Reviewed on: 18th February 2024

Simply easy to use with gear products

So simple and easy to use and understand Reviewed on: 18th February 2024

Excellent.

Excellent. Good app, easy to use. Reviewed on: 18th February 2024

Competitive savings rates and easy access

Competitive savings rates and easy access Reviewed on: 18th February 2024

On the money for interest rates always follows boe r...

On the money for interest rates always follows boe rates Reviewed on: 18th February 2024

Easy way to save, great rates

Easy way to save, great rates for instant access saving Reviewed on: 18th February 2024

Great saving app

I found Chip app to be very easy to navigate, the interface is clear and precise - it makes saving money convenient Reviewed on: 18th February 2024

Brilliant app and the rates offered are incredible a...

Brilliant app and the rates offered are incredible and better than any other bank Reviewed on: 18th February 2024

Makes banking so easy!

I love how easy it is to keep money in a interest earning savings account! I can transfer money into a savings account and back instantaneously, meaning I get the most savings for my money and it’s one less thing I have to think of and plan ahead! Reviewed on: 18th February 2024

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