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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

Best savings app

5
It’s so easy to use- paying in and withdrawing are instant and I get regular updates and offers. Best savings app Reviewed on: 26th March 2025

Chip it together

5
Easy to use. Clear instructions. Speedy transactions. Informative. Reviewed on: 26th March 2025

Very easy to control and use my money.

5
Very easy to control and use my money. No fuss and good interest. Reviewed on: 26th March 2025

Great app!

5
Easy to use, good rates, overall great experience Reviewed on: 26th March 2025

Easy system- User friendly

5
I find the service provided very helpful and smooth and easy processes to save or withdraw. Reviewed on: 26th March 2025

Chip App is easy to use

5
Chip App is easy to use and accessible. Love the monthly interest paid. Reviewed on: 26th March 2025

The service is good and transparent.

5
The service is good and transparent. Interest rate is attractive as well. The app is easy to use Reviewed on: 26th March 2025

I have had a good experience and have recommended to...

4
I have had a good experience and have recommended to family members Reviewed on: 26th March 2025

Chip has opened my eyes to savings/ having a savings...

5
Chip has opened my eyes to savings/ having a savings account and what my money can do for me. I enjoy topping up my savings every month and seeing my money grow and I think the option to invest is amazing for me. Reviewed on: 26th March 2025

Great rates, easy to use savings app

5
I find chip to be a really customer friendly and easy to use online savings app. Instant access and competitive interest rates, super easy to use! Reviewed on: 26th March 2025