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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Smart Saving

5
App is very easy to use. I've saved thousands without even realising. Their AI is extremely good at putting away what you can afford and what you won't miss. Information is clear, no jargon. Reviewed on: 25th March 2025

Excellent for saving and investing.

5
Excellent for saving and investing. Reviewed on: 25th March 2025

Love the idea of accidental saving.

5
Love the idea of accidental saving. Initially I was an install and forget user and had a nice chunk saved when I went to look. Now use it for simple index investment. Reviewed on: 25th March 2025

The app is really easy to use.

5
The app is really easy to use. The savings rates are some of the best on the market too! Reviewed on: 25th March 2025

Chip App Easy To Use

5
The Chip App has proved to be straightforward and easy to use. I'm able to withdraw and make addition payments conveniently and as a bonus, the interest rate is also competitive. Reviewed on: 25th March 2025

student saving

4
a great saving option for students to gain interest on loans! Reviewed on: 25th March 2025

So easy to use.

5
So easy to use. Why can’t all bank experiences be like this! Reviewed on: 25th March 2025

Excellent interest rates as well as tools to save fo...

5
Excellent interest rates as well as tools to save for short and long term goals. Can’t fault it ! Reviewed on: 25th March 2025

Great, never any issues.

5
Great, never any issues. I like how easy I can move around and the interest rate Reviewed on: 25th March 2025

Great Service

5
Great service, top interest whats not to like, instant access Reviewed on: 25th March 2025

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