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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best saving account ever

Best credit rate on the market and easy access to any functionality through the app Reviewed on: 25th March 2025

I love how easy it is to navigate the app, check thi...

I love how easy it is to navigate the app, check things or transfer money Reviewed on: 25th March 2025

Lifeline.

Since downloading the app a few years ago, Chip has helped me save for 2 holidays and emergency expenses. Recently the amount saved helped me through unemployment due to illness for the last year without having to apply for JSA or universal credit. Back to work next month so I’m looking forward to using their services again. I’ve recommended them to friends and even old work colleagues over the last few years when they ask I’ve been getting by financially! They say they’ve helped them too. Reviewed on: 25th March 2025

Excellent

A great app and so easy to use. The app is handy and has great interest rates. Reviewed on: 25th March 2025

Easy to use app

Easy to use app, can take money out easy. Only downfall is intrest rates are dropping and higher with other banks currently. Reviewed on: 25th March 2025

I’ve never been able to save as I do since signing u...

I’ve never been able to save as I do since signing up to Chip - it makes saving so easy, the interest is great. It’s accessible, informative & reliable. Reviewed on: 25th March 2025

Chip has been so easy to use

Chip has been so easy to use and convenient our savings have grown fast Reviewed on: 25th March 2025

Easy to use app.

Easy to use app. Clear on interest rates and conditions. Proactive in sharing if better options are available Reviewed on: 25th March 2025

Love Chip!

App is so easy to use! Helps to encourage saving Reviewed on: 25th March 2025

Simple app.

Simple app. Works well. Can easily access and replace my money Reviewed on: 25th March 2025

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