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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I have been using Chip for years now and tell everyo...

5
I have been using Chip for years now and tell everyone about it whenever given the chance. It makes saving effortless! Reviewed on: 25th March 2025

Simple to use, I trust chup with my money and it's g...

5
Simple to use, I trust chup with my money and it's great to see my money grow Reviewed on: 25th March 2025

Watch it grow

5
Been using chip for some years now and love to see how my savings grow. Reviewed on: 25th March 2025

Good company, good rates and customer service

5
Good company, good rates and customer service Reviewed on: 25th March 2025

Positive

4
Easy to work with. Quick to transfer funds in and out. Reviewed on: 25th March 2025

Easy to contact staff and get quick response to quer...

5
Easy to contact staff and get quick response to queries Reviewed on: 25th March 2025

Helping me save

5
There algorithm savings allows me to save without having to think about while also ensuring I do not go overdrawn. It also allows me to put a stop on savings if I know I have expenditure coming out. They are always updating their products so feels like they are staying ahead of the game offering the best options to their customers Reviewed on: 25th March 2025

Great banking app simple and easy to use.

4
Great banking app simple and easy to use. Very easy to understand how to manage your money within chip and movement of finances very simple. Reviewed on: 25th March 2025

Used chip for years!

5
Used chip for years! Love that it is instant easy access with the ability to choose different types of savers accounts. Especially love the bonus rates you get when you refer a friend. I have done this a few times now and everyone else loves chip! Reviewed on: 25th March 2025

Money money money!

5
Chip is the ideal service for saving money, the money comes out of your bank automatically and you don't even miss it, next minute you know you're booking a holiday. Reviewed on: 25th March 2025

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