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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
87% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Great app with a market-leading product!

5
I love the ease of depositing and withdrawing my money whilst at the same time knowing I enjoy a market-leading savings rate. Whereas previously I was constantly shopping around for the best rates, Chip does that for me so I no longer need to look elsewhere. Reviewed on: 30th March 2023

Quick easy and sleek

5
Little app packs a punch. As tasty as a actual chip. Loving it so far, easy to use and sleek design. Let’s get saving Reviewed on: 30th March 2023

Top Interest Rate

5
Chip is currently paying the highest interest on easy access savings, what's not to like, the app is easy to use also Reviewed on: 30th March 2023

Simple to use and great interest rate

5
Safe and secure feel to the app but simple to set up and link to your bank account. Reviewed on: 30th March 2023

Best way to Save money - with Market beating Saving Rates

5
Chip is an amazing product, where you never notice the amount of money leaving your bank account due to the amazing AI connected to your bank account. It has market leading interest rates and I could not recommend the app more. Reviewed on: 30th March 2023

Saving made super easy and attractive

5
I couldn’t believe my eyes when I saw the difference in the savings rate! Chip is user friendly, even for those less tech savvy like myself and encourages you to put away affordable amounts. I’m useless at saving but the encouragement you get from chip keeps up the motivation to watch the pennies! Reviewed on: 30th March 2023

Easy to use app and good returns

5
Fab app which is easy to use and some of the best rates in the business Reviewed on: 30th March 2023

rates

5
currently, chip has the best interest rates for an instant access account. Reviewed on: 30th March 2023

Nice app

5
I use this app to save money i find it very helpful and easy to use Reviewed on: 29th March 2023

Great account, excellent rates

5
Simply a great account, with great rates. App is simple to use and the prize winning account just adds a little bit of excitement every month. Keep it up! Reviewed on: 29th March 2023

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