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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great account, excellent rates

Simply a great account, with great rates. App is simple to use and the prize winning account just adds a little bit of excitement every month. Keep it up! Reviewed on: 29th March 2023

Great free app with super returns

I use Chip primarily for its high interest rate easy access savings account. It's competitive and putting money in and taking it out is super fast and easy, that's just how banking should be! Reviewed on: 29th March 2023

Excellent

Easy to sign up - tick Best way interest rate for flexible access - tick FSCS covered - tick Alternative to premium bonds - tick Easy transfer between bank and Chip - tick Referral bonus and east tracking - tick No negatives in my experience Reviewed on: 29th March 2023

Great services & easy to use

Great product, very competitive and reasonable fee's Reviewed on: 29th March 2023

Chipity Chip

Great easy app to use, best interest rates for easy access 3.4%!!!! You can also do lumps more with stocks and so on, get it now Reviewed on: 29th March 2023

User friendly app

The chip app is really easy to use. I really like how everything laid out clear and all sections are explained in simple terms, making it accessible to anyone. The interest rates are competitive and it's alternative assets investments are different and interesting. Reviewed on: 29th March 2023

CHIP your banking App

Simply the best. Responding quickly to Bank of England interest rate changes. Easy to transfer money in and out of the account. Essential services with excellence. Reviewed on: 29th March 2023

Really help you save money

This app has helped me save so much money. You get to see how much interest is added daily and you can set up regular weekly auto saves to help with your financial goals. They offer the best interest rate too. The app is very simple to use. Reviewed on: 29th March 2023

Good bank, great interest

Really intuitive app, great interest rates and am at ease knowing my money is safe Reviewed on: 29th March 2023

Moneymaker

Brilliant app with the best savings rates by far !!! Reviewed on: 29th March 2023

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