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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

It works

3.4% is still well short of BoEngland 4.25%, but better than the rest of the fat cat Tory banks. Reviewed on: 29th March 2023

Simply the best

Chip continues to offer market-leading interest rates for savers, along with quality investment vehicles such as access to the stock market, and alternative assets that were only once reserved for the mega rich. In addition to this, they also offer ISAs for tax wrapping savings and investments. All in all, they’re helping people’s money grow which can only be a good thing. Reviewed on: 29th March 2023

Easy to use

Great interest rates, and very easy to use. I wish the ui was a bit easier to navigate however. Reviewed on: 29th March 2023

Brilliant app and savings rates

I love Chip. So easy to use. When I’ve had to save it’s really helped… it’s smart and easy to use. Never had a problem. Great access and rates combined!!! Reviewed on: 29th March 2023

Fantastic interest rates

Market leading interest rates, easy-to-use app, and looking forward to exploring the opportunities to invest in alternative assets like art and whisky. Reviewed on: 29th March 2023

Easy Peezy

Chip is simple and easy to use, shows any transfer in/out virtually immediately, if you have a few accounts the app shows the total you have, Chip is responsive to changes in interest rates, and the helpdesk is extremely efficient and quick to respond Reviewed on: 29th March 2023

Brilliant banking app

Chip gives you a lot of options for both saving money and investing and are always looking for ways to better their offerings for their customers Reviewed on: 29th March 2023

Easy, accessible savings

Really easy to use app, with lots of incentives to encourage saving and savings without even trying Reviewed on: 29th March 2023

Very organised and highest rate.

I do savings with chip and that give me the highest rate and flexibility. Reviewed on: 29th March 2023

The best and most userfriendly savingsapp

Whether you want to save regularly or want to invest in a diverse portfolio it cannot be easier and more affordable with Chip. It all run automatically once set up and you are in complete control. Reviewed on: 29th March 2023

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