Smart Money People Logo

Chip: Cash ISA reviews

4.97
Based on 1,045 reviews, last reviewed 22nd Apr 2026
25050% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Been using this product and get on with it very well. Been using this product and get on with it very well. Great rates, easy access and good customer service Reviewed on: 22nd April 2026
samson's avatar
samson

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Cash ISA reviews (1045)

The best place for my money

5
Been with chip a long time now and it's been the best place for my money for both performance and the feeling of security. Reviewed on: 13th February 2026

Excellent service from CHIP

5
I love the ease of operating the app the flexibility and great communication. It suits my needs perfectly Reviewed on: 13th February 2026

Easy to use app very informative easy to invest or w...

5
Easy to use app very informative easy to invest or withdraw any money from the account tells you how much left of your isa allowance you can invest Reviewed on: 13th February 2026

Great user friendly app and usually good interest ra...

5
Great user friendly app and usually good interest rates compared to market average Reviewed on: 13th February 2026

Efficient, plus a human in the loop when requested

5
Efficient, excellent user-friendliness plus a human always in the loop when requested. Thank you. Francesca Reviewed on: 13th February 2026

Great bank would recommend it to everyone

5
Great bank would recommend it to everyone Reviewed on: 13th February 2026

Can’t fault them!

5
The range of products available on Chip is great. I currently have a cash ISA and a stocks and shares ISA with them and I trust them to do the best they can with my money. I also like the fact that there are regular promotions to earn rewards. Any dealing I have ever had with Chip has easy and efficient. I highly recommend them. Reviewed on: 13th February 2026

Great App

5
Competitive interest rate and easy to use App with clearly displayed information and modern 'feel'. Helpful communications to encourage saving and investment. Would be useful to link Cash ISA to joint current account. Reviewed on: 13th February 2026

I feel a valued customer

5
I feel a valued customer and find their app very easy to use and save with Reviewed on: 13th February 2026

Simply the Best

5
Right from first investing with Chip I have found the processes very easy efficient and informative. Everything available through the app but there is support if needed. I particularly like the clear and concise all the information available through the app. Applications to different accounts are extremely easy to apply for. All in all excellent. I have recommended Chip to all my friends and family and even received a nice little bonus payment for the recommendation. Perfect. Reviewed on: 13th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.96 from 261 reviews
    Chip
    View all products