Write a review

Go to business site

Chip: Cash ISA reviews

Name: Cash ISA
Rating: 4.86 (1046 reviews)

View other Chip products

4.86

Based on 1,046 reviews, last reviewed 8th May 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Brilliant easy to use great interest and great inves... Brilliant easy to use great interest and great investments and prize fund Reviewed on: 8th May 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

Read all reviews Write a review

About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Cash ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Cash ISA reviews (1046)

Great app, competitive rates.

Am receiving 3.54% on my cash ISA which has been competitive this year, will be looking to switch to better rate in the next tax year though. No complaints at all with Chip, the app is easy to use and money transfers are instantaneous. Reviewed on: 13th March 2026

So so happy that I had Chip recommended by a colleague.

I had Chip recommended by a colleague. I’m not at all money or IT savvy but I ‘bit the bullet’ and transferred all my spare money from various pots into a Chip Cash ISA. Since then I’ve saved for my daughter’s wedding and made over £800 in interest. I’m blown away and wish I’d done this years ago. The transfer of money in and out is so easy and my interest isn’t penalised/frozen that month like another saver account I had elsewhere. I’m now feel encouraged to build my savings to pay my mortgage off a bit earlier. I just feel like I’m being more intentional about my money since saving with Chip. Thank you Reviewed on: 9th March 2026

So easy to set up an account and then use internet b...

So easy to set up an account and then use internet banking to make deposits to and withdrawals from the account. A good rate of interest on savings too. Reviewed on: 1st March 2026

Good communication and easy navigation of website.

Good communication and easy navigation of website. Reviewed on: 26th February 2026

I feel I can trust Chip.

I feel I can trust Chip as they provide a very professional service which does help to maximise my wealth..The App is easy and straightforward to use and it's easy to talk to someone if you have any queries. My product that I have with them is very competitive on the markets interest rates for my Isa. Keep up the excellent work Chip. Reviewed on: 25th February 2026

Very happy with Chip easy to use

Very happy with Chip easy to use Reviewed on: 24th February 2026

Great online platform, easy to navigate, with great...

Great online platform, easy to navigate, with great visuals. I like the helpful emails and updates, I feel informed, and supported in making decisions about investment options. I also like how the simple, jargon free style of communication and that they feel personal to me, - it definitely encourages me to engage more with them. Reviewed on: 22nd February 2026

competitive interest rates and a good range of accounts

Good, competitive interest rates and a range of account options to suit different needs. Daily transfers are easy to set up and manage, and the savings tools make it straightforward to work towards specific financial goals. Reviewed on: 22nd February 2026

Good customer service with prompt reply.

Good customer service with prompt reply. Easy to use app and linking to products. Reviewed on: 20th February 2026

What service should be like.

Very easy to open an account and the team constantly update you of any information changes. The whole experience was easy and hassle free. Highly recommended. Reviewed on: 19th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from Lloyds Bank 4.51 from 74 reviews
Junior stocks and shares ISA
from Wealthify 4.76 from 1378 reviews
Junior ISA
from Hargreaves Lansdown 4.06 from 9 reviews

Want to see more from Chip?

Savings app
from Chip 4.86 from 18462 reviews
Easy access savings
from Chip 4.84 from 574 reviews
Stocks and shares ISA
from Chip 4.84 from 261 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub