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Chip: Instant access savings reviews

Name: Instant access savings
Rating: 4.96 (285 reviews)

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4.96

Based on 285 reviews, last reviewed 23rd Feb 2026

27600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

1 star

Latest highest rating:

5

Chip gives excellent value for money. The Company has given me value for money. Having easy access, I was able to save money, which enabled me to 3 major restorations on my property. Reviewed on: 23rd February 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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Review Chip: Instant access savings now

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Chip Instant access savings reviews (285)

Chip is really easy to use, the interest rates they...

Chip is really easy to use, the interest rates they offer are very competitive. My experience with Chip has been really positive and I would recommend them to friends and family. I especially love that they offer a prize draw account too. Reviewed on: 11th February 2026

Everything Just Works

Great App, everything just works, transfers and transactions are fast and seamless. I would recomment it to anyone. Reviewed on: 11th February 2026

Easy app

Easy app quick response on chat and easy to use Reviewed on: 11th February 2026

Chip is a fantastic way to save

I use Chip for instant access and also prize saving. It allowed me to save all year to pay for Christmas and if I ever need money I can get it out instantly too. It has made Christmas so much easier, I think this is the third year for me. Wouldn’t be without it now. Reviewed on: 11th February 2026

CHIP 5 STAR CATEGORY

Chips services and products are adequate and provides all the services i need currently Reviewed on: 11th February 2026

Very good experience with Chip

Enjoyed being with Chip since it came out. Have shares on the business and like the app. Spoken to customer service a few times via the chat and always had any issue answered quickly. Like the instant access account, I do believe however the interest rates have dropped to being average, the higher rates was what initially attracted me. Reviewed on: 11th February 2026

Flexible, easy to manage account

Great account, with such flexibility you can always ensure it is optimally topped up, so you can potentially accrue more interest than on a longer term saver. Very easy to manage and there are no charges. Reviewed on: 11th February 2026

Great easy reliable service.

Great easy reliable service. Would 100% recommend Reviewed on: 11th February 2026

Chip was recommended to me by my sister.

Chip was recommended to me by my sister. It’s very straightforward and easy to use and for me the greatest aspect was how amazingly quickly I could move money to where it needed to be. Reviewed on: 11th February 2026

I love the stealth saving aspect of taking spare bal...

I love the stealth saving aspect of taking spare balance from my bank account and earning very decent interest. Reviewed on: 11th February 2026

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