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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,926 reviews, last reviewed 19th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025
Andrew G's avatar
Andrew G

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2926)

Very good company.

5
Very good company. They help me, even my credit score no good. Reviewed on: 31st May 2025

Grateful for help, but pressure is unfair

5
I have terrible credit and was accepted for a loan which pulled me out of a very miserable situation. Unfortunately the top up loan application glitched and the request amount changed with no way to alter it. Credit union then refused to amend this and I was told even if I declined the top up I would still have to wait 4 months to reapply. this is unhelpful if I decide to cancel until my mind was made up. There should be an option to decline, amend or withdraw applications and still be eligible to reapply at a later date Reviewed on: 31st May 2025

Awesome Union

5
Always helped me out and is an easy affordable way of having small personal loans and also a back up for unexpected emergency’s and not based on credit score: Reviewed on: 31st May 2025

Very happy overall,everything is good

5
Very happy overall,everything is good Reviewed on: 30th May 2025

Easy to complete a form for a loan step by step inst...

5
Easy to complete a form for a loan step by step instructions are perfect Reviewed on: 30th May 2025

Lovely, quick and reliable.

5
Lovely, quick and reliable. Considered the situation, giving it more of a human touch with a very affordable payment plan. Reviewed on: 30th May 2025

Handy and easy to use

5
Easy to use but calling up is so easy and staff are friendly if need to call Reviewed on: 30th May 2025

Wicked experience I’ve had wouldn’t go anywhere else

5
Wicked experience I’ve had wouldn’t go anywhere else Reviewed on: 30th May 2025

I took out a loan with very low interest rates and i...

4
I took out a loan with very low interest rates and i got the loan the same day as i applied Reviewed on: 30th May 2025

Verry good and helpfull company!

5
Verry good and helpfull company!!! Verry fast track money on account!! I give 10 star Reviewed on: 30th May 2025

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