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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Always helpful and explain things properly

5
Always helpful and explain things properly Reviewed on: 5th May 2026

Only down fall is how long the response can be on th...

5
Only down fall is how long the response can be on the app. Reviewed on: 5th May 2026

Very good, very polite and helpful.

5
Very good, very polite and helpful. They will tell you why you never got the loan which is useful as you can fix the reason Reviewed on: 4th May 2026

When I’m struggling and I’ve needed a loan for house...

5
When I’m struggling and I’ve needed a loan for household items or clothes for my children clockwise have helped Reviewed on: 4th May 2026

Always good on rates to pay back very affordable

5
Always good on rates to pay back very affordable Reviewed on: 4th May 2026

Easy application.

5
Easy application. Fast decision no waiting for it to be in your bank. Love the savings option as well Reviewed on: 4th May 2026

Excellent service

5
Clockwise has been amazing at helping me save budget and is very reliable with loans and repayments Reviewed on: 4th May 2026

Clockwise excellent

5
I have been using clockwise for many years I couldn’t be more greatful for the friendly team they are I have had personal loans that has really helped me out having 7 children you can top up every 4 months providing payments are ment on time that’s something I have always kept up with it’s really helpful especially during the Christmas period I would 100% recommend clockwise thank you so much Reviewed on: 4th May 2026

Clockwise is good have banked with them for manny ye...

4
Clockwise is good have banked with them for manny years Reviewed on: 4th May 2026

Been good very helpful customer service

5
Been good very helpful customer service Reviewed on: 4th May 2026

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