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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,342 reviews, last reviewed 28th Jun 2026
64550% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Kind staff Staff help with forms, not judgemental but kind. Quick decisions and loan paid instantly to account Reviewed on: 28th June 2026
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HM

Latest lowest rating:

1

Bad customer service bad attitude Bad customer service bad attitude Reviewed on: 25th June 2026
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Private

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4342)

Everytime I’ve needed help I’ve been able to contact...

5
Everytime I’ve needed help I’ve been able to contact someone very easily. They are very good at giving you all the information that you need, even sending messages through the app they get back to you very quickly. Reviewed on: 30th April 2026

I am very grateful to clockwise

5
I’ve used clockwise for a couple of years now and it’s always been an incredible service and a huge help financially. The service has always been easy to use and the staff when speaking to them needing help have always been polite and useful. I have recommended many people of the service and have always had good feedback. I am very grateful to have come across this site. Reviewed on: 30th April 2026

Good service but...

3
Clockwise has been good to me but i feel like they have some judgement against people on universal. Reviewed on: 30th April 2026

Great customer service,

4
Great customer service, positive experience. Reviewed on: 30th April 2026

It’s 1,2,3 and you ask you shall receive.

5
It’s 1,2,3 and you ask you shall receive. So easy to apply and the turn around answer is faster than ever. Clock It!!!! Reviewed on: 30th April 2026

Great customer service

5
Great customer service, always willing to help. Great products Reviewed on: 30th April 2026

Simple and supportive lending

5
I had a really positive experience with Clockwise Credit Union. The application process was straightforward, and everything was explained clearly. The repayments are manageable and transparent, with no hidden surprises. Customer service has been helpful and responsive whenever I’ve had questions. I’d definitely recommend them if you’re looking for a fair and reliable loan option. Reviewed on: 30th April 2026

Great service great loans great value

5
Great service great loans great value Reviewed on: 30th April 2026

Fast, Flexible, and Supportive Service

5
I have borrowed from Clockwise twice, and both experiences were very fast and helpful. On one occasion, I was in the middle of repaying a loan when I requested another one. They assisted me in obtaining the second loan while I was still repaying the first, which I really appreciated. Reviewed on: 30th April 2026

Well at the start was a bit rocky, but overall is wa...

4
Well at the start was a bit rocky, but overall is was brilliant applied for a loan within days I got a response then several hours later loan approved then straight into my bank. I highly recommend clockwise to anyone who is struggling. Reviewed on: 30th April 2026

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