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Clockwise Credit Union: Loans reviews

4.91
Based on 1,213 reviews, last reviewed 16th Apr 2025
16300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
3%
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1%
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0%
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1%

Latest highest rating:

5

Excellent loan company They are a Godsend, and very helpful. No fuss when applying. You get the money straight away after singing your contract Reviewed on: 16th April 2025
shortbutsweet25's avatar
shortbutsweet25

Latest lowest rating:

1

Shocking service applied for a bank account ive stil... Shocking service applied for a bank account ive still yet to get a card or any information for over 6 months your a disgrace Reviewed on: 15th April 2025
Gemma's avatar
Gemma

About this product

Clockwise Credit Union offer a wide range of personal loans.

Whether you're looking to improve your home, cover unexpected expenses or plan your next staycation - a Personal Loan from Clockwise could get you there faster.

Borrow from £50 to £10,000. We’ll aim to give you an instant decision or we’ll let you know within 1 working day and put the money into your account the same day.

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Clockwise Credit Union Loans reviews (1213)

Understanding

5
I have a poor credit score. But Notts and Lincs credit union gave me a loan after putting their trust in me to pay the loan back. I have made every payment on time and in full to as it should be. Thank you credit union, you were there for me when I needed you. Reviewed on: 30th May 2023

Loans

5
Great company very pleasant staff and very helpful nothing to much trouble..what they said they would do they did..very impressive company and definitely be using them again Reviewed on: 30th May 2023

The fairest of them all!

5
Had an amazing experience organising a small loan for an emergency expense, applying was easy and staff communicated what they needed from me very simply. Interest rates are the best I have ever seen! Reviewed on: 30th May 2023

Amazing

5
Always there to help me when I need it. Reviewed on: 30th May 2023

Room for improvement

2
I joined NCU when I was in need of a quick debt consolidation loan. My credit rating was poor but NCU said that wouldn’t matter. I joined, got my loan, paid off debt etc. I stayed with them for ages and then went for another loan with a similar credit rating and they say because my rating is low they wouldn’t loan! They’ve seen I’ve made regular payments and never missed one etc so why the change of heart?? Helpful the first time.. not the second :-( poor for a long standing customer Reviewed on: 30th May 2023

Efficient, beneficial credit Union

5
Lovely, friendly staff always happy to help. Simple process for application and set up, helpful continuous contact with a great option to save some money as you pay back your loan. Reviewed on: 30th May 2023

Top company notts & Lincs credit union

5
Moved into my new home and was helped by these guys to furnish it I would recommend them to anyone who needs a quick fix for a loan cheapest rates out there thanks again you guys Reviewed on: 30th May 2023

Very helpful at time of great need

4
We were having trouble even getting a look in with other providers so the CU were a real lifesaver as I needed a car for work. The process was smooth and pain free and i was treated with dignity. Thanks guys! Reviewed on: 30th May 2023

Excellent, professional and expert services

5
I have had three loans so far and I have always dealt with them application etc online. All questions are answered straight away in a polite manner, no question seems to be stupid and I have never felt daft. The process is straightforward and ethical. I would absolutely recommend. Reviewed on: 30th May 2023

Simple loans

5
As a widowed parent of a young family, I sometimes struggled to meet the needs of my children. One year I needed some help to buy presents for my kids, I got a loan with credit union and it was so easy to pay off without exorbitant interest rates. I now have a small savings account with them. Reviewed on: 30th May 2023

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