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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Good and fast process excellent experience

5
Good and fast process excellent experience Reviewed on: 3rd May 2026

Excellent credit union

5
I used clockwise some years ago and they were amazing they helped me out of a difficult spot . For some reason I the stopped using them can’t remember why but Recently,I really needed a loan and they were the only credit union who would give me one . Can’t recommend them enough . Also has savings options and when u use the for child benefit for example , the money enters and is immediately available which is not the case for some other credit unions. Reviewed on: 3rd May 2026

Very easy to use.

5
Very easy to use. Friendly helpful staff 10/10 Reviewed on: 3rd May 2026

Good customer service and great in every aspect of s...

5
Good customer service and great in every aspect of services Reviewed on: 3rd May 2026

Excellent

5
I’ve just recently joined clockwise and will be opening an account with them , excellent for people with bad credit history or on benefits that usually wouldn’t be able to get a personal loan Reviewed on: 3rd May 2026

Always very helpful, app is easy to use and repaymen...

5
Always very helpful, app is easy to use and repayment amounts reasonable Reviewed on: 3rd May 2026

Very kind staff.

5
Very kind staff.easy to access there services.quick and easy process. Low interest rates Reviewed on: 3rd May 2026

Staff are always lovely and really try to help

5
Staff are always lovely and really try to help Reviewed on: 3rd May 2026

Fast response to anything you want to know or a deci...

5
Fast response to anything you want to know or a decision on a loan. they do all the working out for you so you don’t have too. Friendly staff on the phone and in store. Reviewed on: 3rd May 2026

I've had nothing but a great experience from getting...

5
I've had nothing but a great experience from getting the loan which is instant to ringing up the customer service was great and friendly Reviewed on: 3rd May 2026

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