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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Clockwise have always been there when I needed them,...

5
Clockwise have always been there when I needed them, offering affordable loans and great savings plans. The repayments are affordable and interest rates are low, which is especially helpful during the cost of living crisis. I can always rely on clockwise to help me responsibly, and savings deducted directly from my salary help me to not spend it. Reviewed on: 2nd May 2026

Brilliant service

5
Been with clockwise for years...never no problems very satisfied customer..I also hold family savings accounts Reviewed on: 2nd May 2026

It was easy and quick to get the loan and paying bac...

5
It was easy and quick to get the loan and paying back is easy to Reviewed on: 2nd May 2026

My experience was very good I always get help when I...

5
My experience was very good I always get help when I needed Reviewed on: 2nd May 2026

Highly recommend

5
Easy rules to follow and clear steps to follow Reviewed on: 2nd May 2026

My experiences were very positive on every occasion...

5
My experiences were very positive on every occasion when I needed a loan. Very low cost loan products and nice easy process.. I like that you can offset a loan against pledged savings, it helps me to hold my capital while still having access to funding. Reviewed on: 2nd May 2026

Amazing staff fast and easy service and I can save m...

5
Amazing staff fast and easy service and I can save money! Reviewed on: 2nd May 2026

Great and quick service

5
Always been simple process. Quick and efficient. Any problems ever had have been dealt with professional and to my satisfaction. Reviewed on: 2nd May 2026

Helped a disabled lady

5
I have taken out a few personal loans with clockwise and always accepted me, they helped me so much! I was stuck without there help and now I’m stable and able to do more, I’m disabled and they helped me get my car, helped me go on holiday with my children, due to my disability it’s hard for me to travel ect but the loan allowed me to do more with my kids Reviewed on: 2nd May 2026

Doing everything on line makes things a lot easier.

5
Doing everything on line makes things a lot easier. Reviewed on: 2nd May 2026

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