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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Very good getting my first loan but trying to top it...

5
Very good getting my first loan but trying to top it up has been issue after issue no help at all Reviewed on: 2nd May 2026

Harder to borrow

5
Overall good, but it’s harder to borrow money even if your benefits are directly put into their account Reviewed on: 2nd May 2026

Polite and friendly

5
I have always been spoken to with politeness and any problems have been explained throughly either when I have been on the phone or through messages Reviewed on: 2nd May 2026

Clockwise has helped my family tremendously.

5
Clockwise has helped my family tremendously. Not only when we have struggled financially in these extremely difficult times, but when we needed to improve our home to make it more accessible for my disability as well as our sons autistic needs. Clockwise has made it possible to get to places within the UK (i.e beach) for our children that other wise would be of been unattainable. They make it easy affordable and a feeling of safety to ask them for the help we need. Reviewed on: 2nd May 2026

loyal to long lasting customers .

5
quick , reliable and loyal to long lasting customers . Reviewed on: 2nd May 2026

Helpful & understanding with your current situations.

5
Helpful & understanding with your current situations. Always responds to messages promptly. Polite and friendly staff. Website is good and easy to navigate. Reviewed on: 1st May 2026

Good customer service, brilliant loan

5
Good customer service, brilliant loan Reviewed on: 1st May 2026

App system really easy follow and use, most calls an...

4
App system really easy follow and use, most calls and messages are responded and resolved quickly. Reviewed on: 1st May 2026

Excellent communication.

5
Excellent communication. Excellent service great communication Reviewed on: 1st May 2026

Iv been with you for maybe 20 years and iv had a rea...

5
Iv been with you for maybe 20 years and iv had a really good experience with you. Thank you for your help Reviewed on: 1st May 2026

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