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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Very quick on lending loans very helpful

5
Very quick on lending loans very helpful Reviewed on: 1st May 2026

Always been great for when need3d loan for xmas pr b...

5
Always been great for when need3d loan for xmas pr bdays Reviewed on: 1st May 2026

Great help with a small personal loan

5
Great help with a small personal loan Reviewed on: 1st May 2026

Good customer service Received the money same day

5
Good customer service Received the money same day Reviewed on: 1st May 2026

Absoloutly perfect company.

5
Such an easy and fast process. Set up automatic pay back date so this makes it unable to forget pay back. Once paid you continue to pay in and build up savings unless you stop payments and withdraw your saved amount. Reviewed on: 1st May 2026

Getting loan was easy even though my credit score wa...

5
Getting loan was easy even though my credit score was low Reviewed on: 1st May 2026

Got a Christmas loan last minute and was guided thro...

5
Got a Christmas loan last minute and was guided through the processes by numerous members of staff. Really appreciated the effort they made as it felt as thought they wanted it for me as much as I wanted it for myself! Reviewed on: 1st May 2026

Will always use clockwise for loans

5
Always been extremely helpful, never judgemental on your circumstances and there to offer a hand Reviewed on: 1st May 2026

Has two loans with credit union, very fast process a...

5
Has two loans with credit union, very fast process any problems s and staff more than helped out would recommend Reviewed on: 1st May 2026

It is very good as they cater for people of all fina...

5
It is very good as they cater for people of all financial backgrounds. Reviewed on: 1st May 2026

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