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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,927 reviews, last reviewed 24th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It doesn't seem two minutes from taking the loan out... It doesn't seem two minutes from taking the loan out to nearly finishing paying it off. Also a great way to save. Reviewed on: 24th January 2026
Rachael S's avatar
Rachael S

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2927)

A trusted organisation friendly customer service sta...

5
A trusted organisation friendly customer service staff I have found the process of applying and receiving a loan not difficult clockwise kept me up to date on the loan process and the repayment's were affordable. Reviewed on: 24th May 2025

Been amazing helped me massively when I needed it an...

5
Been amazing helped me massively when I needed it and couldn't get help anywhere else also it's quick and easy and the customer service staff are brillant Reviewed on: 24th May 2025

Very convenient very good

4
Very convenient I liked the easy service Reviewed on: 24th May 2025

Clockwise are very fair when it comes to their loans.

5
Clockwise are very fair when it comes to their loans. I've had a couple and find that they're very fair and understanding when it comes to allowing how much you can pay back per month and I never feel as if ill be struggling to pay it back. Reviewed on: 24th May 2025

Clockwise site

5
Easy to navigate site,great response to enquiries, and fast withdrawals. Reviewed on: 24th May 2025

Excellent service

5
Easy to apply, loans offered for those on benefits, great service, no problems. Highly recommend Reviewed on: 24th May 2025

Always very helpful and understanding staff.

5
Always very helpful and understanding staff. Reviewed on: 24th May 2025

Overall they are a great way to help if you’re in need.

3
Overall they are a great way to help if you’re in need. But their interest is too high. They are professional and polite and are always willing to help the community. Great way to save but not affordable in lending. Reviewed on: 24th May 2025

Excellent!!

5
Very pleased that Clockwise takes many different financial circumstances into consideration when providing loans. Very helpful Reviewed on: 24th May 2025

Really smooth process

5
Really smooth process, non judgemental environment and very affordable payment plans Reviewed on: 23rd May 2025

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