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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,927 reviews, last reviewed 24th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It doesn't seem two minutes from taking the loan out... It doesn't seem two minutes from taking the loan out to nearly finishing paying it off. Also a great way to save. Reviewed on: 24th January 2026
Rachael S's avatar
Rachael S

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2927)

Was ok at Strat now can't answer questions you ask...

3
Was ok at Strat now can't answer questions you ask Reviewed on: 23rd May 2025

Iv never had an issue while using clockwise for loan...

5
Iv never had an issue while using clockwise for loans and savings. The staff are always very willing and helpful, I always feel safe going to Clockwise for help with moneys and Iv felt safe over the years keeping money in savings with them. I like that they encourage you to save. Iv used clockwise for over 15 years. Im grateful for the services as they have helped me when times are really tough. Thank you Clockwise and your lovely staff for offering a judgement free service and helping us to feel at ease in times of need. Reviewed on: 23rd May 2025

Good, very helpful and supporting

5
Good, very helpful and supporting Reviewed on: 23rd May 2025

Brilliant overall service, friendly staff

5
Brilliant overall service, friendly staff Reviewed on: 23rd May 2025

I have been clockwise many years and have had many l...

5
I have been clockwise many years and have had many loans of them and have always been happy with the outcome Reviewed on: 23rd May 2025

Very good friendly and reliable customer service

3
Very good friendly and reliable customer service Reviewed on: 23rd May 2025

Fantastic experience with family loan really helped...

5
Fantastic experience with family loan really helped in a time off need Reviewed on: 23rd May 2025

Love clockwise , affordable loans

5
Love clockwise , affordable loans Reviewed on: 23rd May 2025

Excellent bank

5
Excellent bank for people with difficult circumstances Reviewed on: 23rd May 2025

Been using clockwise for many years, they’ve helped...

5
Been using clockwise for many years, they’ve helped me with loans many times and have always been helpful. Reviewed on: 23rd May 2025

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