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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Very good service, easy repayment plan.

5
Very good service, easy repayment plan. Reviewed on: 1st May 2026

Very helpful and fast.

5
Very helpful and fast. Recommend to everyone Reviewed on: 1st May 2026

nice experience simple process and easy

5
nice experience simple process and very helpful Reviewed on: 1st May 2026

I've used clockwise for many years now and it's help...

5
I've used clockwise for many years now and it's helped me in so many ways. Reviewed on: 1st May 2026

very good contact with the customer, everything can...

5
very good contact with the customer, everything can be arranged online, I am very satisfied Reviewed on: 1st May 2026

Incredibly easy to use website.

5
Incredibly easy to use website with clear indication of payments made and future payments to come. Application was easy and swift with a quick response. Reviewed on: 1st May 2026

I always have a positive experience with clockwise!

5
I always have a positive experience with clockwise! Ive been with them since 2022 ,they are super quick with loan applications and there Customer service is excellent Reviewed on: 1st May 2026

Always been quick and efficient and helped as much a...

5
Always been quick and efficient and helped as much as they can. Reviewed on: 1st May 2026

Customer service was great.

5
Customer service was great. I received my loan so speedily. Thank you. Reviewed on: 1st May 2026

Reliable service with a human touch

5
I’ve had a really positive experience with Clockwise Credit Union. The process was straightforward, communication was clear and I always felt treated with respect. What stood out most to me was how supportive and understanding the team is, it didn’t feel transactional, it felt human and they do try their best to understand and help you. Everything was explained properly and I never felt rushed or confused at any stage. It’s refreshing to deal with a service that actually values its customers. I would definitely recommend them to anyone looking for a trustworthy and professional lending experience. Reviewed on: 1st May 2026

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