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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Over the moon!!!

5
I have spoken to about 5 Clockwise Credit Union staff. each and everyone was lovely to speak to very help and knowledgeable about what i needed to do and time and dates in when i needed to log on. I could not ask for a better experience. if some one has had a problem with them its not Clockwise Union it must of been the customer themselves. even when your on hold and 15 in a queue it tells you when you move down and your not wating hours 25-30 minutes top. and then when you get though you can tell that they are just a happy bunch, they must get free biscuits and cakes at work cause no one is that happy to help you every day. Thaank you to all of credit union i will be sitting on a chair that i don't fall through.. Reviewed on: 21st May 2025

Had plans for years they help me out so much so help...

5
Had plans for years they help me out so much so helpful Reviewed on: 21st May 2025

Been using clockwise for a year and they’ve been great!

5
Been using clockwise for a year and they’ve been great! Any issues I’ve had they’ve handled it brilliantly. I’ve referred them to a few people and they’ve had the best experience too Reviewed on: 21st May 2025

Was very happy with them quick and easy

4
Was very happy with them quick and easy Reviewed on: 21st May 2025

Always been able to top up my loan.

4
Always been able to top up my loan. When I’ve needed to. Always been a good yuck service. Can’t fault them Reviewed on: 21st May 2025

Fast replies on app to messages.

5
Fast replies on app to messages. Answers to questions very quickly. Reviewed on: 21st May 2025

Easy to apply.

5
Easy to apply. Fast response and money is transferred quickly. I have only had to call once, the staff member I spoke to was friendly and really helpful Reviewed on: 21st May 2025

Great experience.

4
Great experience. Helpful banking Reviewed on: 21st May 2025

I’m with them for couple of years and I’m happy

5
I’m with them for couple of years and I’m happy Reviewed on: 21st May 2025

"Easy applying for a loan"

5
Excellent help from clockwise credit union when applying for a loan . Its so quick and easy to do. And you get the loan in few minutes which is great whos in need of money. Reviewed on: 20th May 2025

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