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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Fast and easy to apply for a loan.

4
Fast and easy to apply for a loan. Happy to get a decision the same day. Reviewed on: 21st May 2025

I am very happy with clockwise.

5
I am very happy with clockwise.they are very helpful and friendly costumers Reviewed on: 21st May 2025

They haven't let me down I always get a loan really...

5
They haven't let me down I always get a loan really pleased Reviewed on: 21st May 2025

happy with the service excellent speedy service when...

5
happy with the service excellent speedy service when transferring money Reviewed on: 21st May 2025

Waited for 2 weeks to get Loan a proved

4
It took time to get through with the required bank documents. The setting up of standing order and information required was not clearly elaborated on line. Reviewed on: 21st May 2025

Service I am pleased with the service as helped me q...

5
Service I am pleased with the service as helped me quite a lot Reviewed on: 21st May 2025

Been with clockwise a couple years now and it’s been...

5
Been with clockwise a couple years now and it’s been great! Reviewed on: 21st May 2025

Loan emergency

5
Needed a loan in an emergency. I was approved and paid out quickly. The repayments were taken straight from my wages which made it easier to manage. I've kept the payment deduction set up so that the money will go straight to my clockwise savings account. Reviewed on: 21st May 2025

Clockwise always on Time

5
Clockwise are one of the best around for providing loans and have a great system in place to provide them very quickly. I can't stress enough how all their staff are very polite and responsive. Brilliant company! Reviewed on: 21st May 2025

Have always been a very helpful loan every 4 months...

5
Have always been a very helpful loan every 4 months for my family Reviewed on: 21st May 2025

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