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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Always can help when no one else can

5
Always can help when no one else can Reviewed on: 30th April 2026

When I’m in real need you helped me.

5
When I’m in real need you helped me. Thank you so much Reviewed on: 30th April 2026

Clockwise have always been able to offer support and...

5
Clockwise have always been able to offer support and advice when needed, the customer service has always been excellent and very helpful- the staff in the office and over the telephone are very knowledgeable and always kind - every time I’ve used clockwise I’ve always been very impressed- excellent team! Excellent service! Reviewed on: 30th April 2026

I applied for a top-up online, was told to call, cal...

5
I applied for a top-up online, was told to call, called the number, and was told I still needed to apply online. So I gave up on that idea. Reviewed on: 30th April 2026

I am happy with the service i received

5
I am happy with the service i received Reviewed on: 30th April 2026

I have been with clockwise credit union for several...

5
I have been with clockwise credit union for several years, applying for my first loan was incredibly straightforward, repayments were easy to keep up and once the loan was repayed I could continue making payments which enabled me to have savings to hand whenever I needed a bit extra. Transferring money from my account into my bank is quick and easy. It is also very comforting to know that I can apply for additional loans at any time and adjust the amount I repay to within my budget. Fantastic company Reviewed on: 30th April 2026

I was struggling badly until I found Clockwise!

5
I was struggling badly with mental health due to financial difficulties and really needed help at the time, I found clockwise credit union and they provided me with a suitable personal loan to help with my situation. Now I’m in a much better place financially and I feel so much more confident. Reviewed on: 30th April 2026

Always helpful and always easy to get in contact with.

5
Always helpful and always easy to get in contact with. Reviewed on: 30th April 2026

Fast and easy to do online, brilliant customer suppo...

5
Fast and easy to do online, brilliant customer support if any issues arises helped me when others wouldn’t Reviewed on: 30th April 2026

Very good, always happy to help you

5
Very good, always happy to help you Reviewed on: 30th April 2026

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