Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Clockwise Credit Union Personal loans reviews (2928)

I've never had any issues with clockwise, and they h...

5
I've never had any issues with clockwise, and they have been there whenever I've needed to borrow money,thank you Reviewed on: 21st May 2025

Fast and reliable .

5
Fast and reliable . I just completed the form and got it in less than an hour Reviewed on: 21st May 2025

When I faced unexpected expenses, the loan from Cloc...

5
When I faced unexpected expenses, the loan from Clockwise Leicester gave me quick access to the funds I needed. It helped me cover urgent bills without having to delay payments or face penalties. The process was straightforward and fast, which was crucial during a stressful time. Because I was already part of the Clockwise community, I felt supported rather than judged. Having access to this emergency funding meant I could focus on solving the problem, rather than worrying about how to keep my business running. It gave me breathing room when I needed it most. It wasn’t just about the money—it was about having a safety net. Knowing Clockwise Leicester had my back helped me stay confident and keep moving forward. Reviewed on: 21st May 2025

Very helpful company and very understanding when it...

5
Very helpful company and very understanding when it comes to disabled people I would recommend them all day every day Reviewed on: 21st May 2025

helpful credit union

5
i have been with this company for many years and am glad to say they are very heplfu and have always been there to help me when ive needed them thankyou cockwise creit union. Reviewed on: 21st May 2025

Really helpfull and good communication

5
Really helpfull and good communication Reviewed on: 21st May 2025

we have always been very pleased with the help we ha...

4
we have always been very pleased with the help we have recieved from clockwise. The staff have always been pleasant and helpful Reviewed on: 21st May 2025

I have always had a good experience.

5
I have always had a good experience. No problems at all . Reviewed on: 21st May 2025

Staff and services are brilliant

5
Lovely, helpful staff make borrowing and saving easy. Reviewed on: 21st May 2025

They are a life saver.

5
They are a life saver. They are always there to help irregardless the situation Reviewed on: 21st May 2025

Do you have a different Clockwise Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Clockwise Credit Union?

    View all products