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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

Good service but...

3
Clockwise has been good to me but i feel like they have some judgement against people on universal. Reviewed on: 30th April 2026

Great customer service,

4
Great customer service, positive experience. Reviewed on: 30th April 2026

It’s 1,2,3 and you ask you shall receive.

5
It’s 1,2,3 and you ask you shall receive. So easy to apply and the turn around answer is faster than ever. Clock It!!!! Reviewed on: 30th April 2026

Great customer service

5
Great customer service, always willing to help. Great products Reviewed on: 30th April 2026

Simple and supportive lending

5
I had a really positive experience with Clockwise Credit Union. The application process was straightforward, and everything was explained clearly. The repayments are manageable and transparent, with no hidden surprises. Customer service has been helpful and responsive whenever I’ve had questions. I’d definitely recommend them if you’re looking for a fair and reliable loan option. Reviewed on: 30th April 2026

Great service great loans great value

5
Great service great loans great value Reviewed on: 30th April 2026

Fast, Flexible, and Supportive Service

5
I have borrowed from Clockwise twice, and both experiences were very fast and helpful. On one occasion, I was in the middle of repaying a loan when I requested another one. They assisted me in obtaining the second loan while I was still repaying the first, which I really appreciated. Reviewed on: 30th April 2026

Well at the start was a bit rocky, but overall is wa...

4
Well at the start was a bit rocky, but overall is was brilliant applied for a loan within days I got a response then several hours later loan approved then straight into my bank. I highly recommend clockwise to anyone who is struggling. Reviewed on: 30th April 2026

Please read

5
Very lovely people and clockwise over all just a good and helpful company Reviewed on: 30th April 2026

Clockwise are good and I would recommend it to your...

5
Clockwise are good and I would recommend it to your friends and family as I have been doing good rate Reviewed on: 30th April 2026

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