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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,351 reviews, last reviewed 29th Jun 2026
64950% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Everything has been so easy and straightforward. The customer service is excellent. Friendly and very helpful. Reviewed on: 29th June 2026
Rosacha's avatar
Rosacha

Latest lowest rating:

1

Bad customer service bad attitude Bad customer service bad attitude Reviewed on: 25th June 2026
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Private

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Review Clockwise Credit Union: Personal loans now

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Clockwise Credit Union Personal loans reviews (4359)

Fast and easy process, completed efficiently

5
Fast and easy process, completed efficiently Reviewed on: 15th April 2026

I have good experiences with clockwise credit union

5
I have good experiences with clockwise credit union Reviewed on: 15th April 2026

Brilliant staff very understanding

5
Brilliant staff very understanding Reviewed on: 15th April 2026

Clockwise provided me with two substantial loans whe...

5
Clockwise provided me with two substantial loans when I was unable to get credit from any other reputable lender due to my credit score being almost zero! The underwriters listened to my situation and offered me loans when my only other option would have been to use unregulated lending - i.e ‘loan sharks’. Clockwise were kind and empathetic all through the process and by offering me loans at competitive rates, that allowed me to address other credit commitments which had previously dragged my credit score down whilst also leaving me able to meet my day-to-day living costs. I have nothing but utter respect for how Clockwise addressed my circumstances and I’m grateful they chose to adopt a more customer orientated approach rather than a ‘computer says no’ way of working. Reviewed on: 15th April 2026

Professional, reliable and always been good to me.

5
Professional, reliable and always been good to me. Reviewed on: 15th April 2026

Amazing.

5
Amazing. Felt completely listened to nd heard. Reviewed on: 15th April 2026

Amazing so helpful , brilliant saving advise real hu...

5
Amazing so helpful , brilliant saving advise real humans Reviewed on: 15th April 2026

They put you first and also make sure your in good h...

5
They put you first and also make sure your in good health and understanding of repayments and they make the repayments very reasonable doesn’t leave you worrying and also helps build credit!! Reviewed on: 15th April 2026

Such a great, friendly, no judgemental feelings usin...

5
Such a great, friendly, no judgemental feelings using this service. Everyone I spoke to is always happy to assist and help. The phone lines are so easy to get through, the online service is so simple to navigate. Everything is refreshingly quick and easy. Reviewed on: 15th April 2026

Professional company

5
Every time I have needed help they have been there for me. They are very efficient and helpful whenever I call Reviewed on: 15th April 2026

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