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Clockwise Credit Union: Personal loans reviews

4.79
Based on 4,557 reviews, last reviewed 11th Aug 2026
26% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Fantastic good company to work with thank you so much Reviewed on: 11th August 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

Been with clockwise for years never had a problem. Been with clockwise for years never had a problem. But the past 12months they wont let me have a loan despite my benefits going into there account. I ... Read more Reviewed on: 2nd July 2026
Lucy G's avatar
Lucy G

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (4557)

for people who are usually overlooked

4
They don’t judge you like other personal loan providers. They take into consideration factors other than basic credit score and give people with bad credit a chance to better their financial position with small loans paid back weekly, and even help save small amounts which soon build up. Reviewed on: 30th April 2026

Clockwise has always been there to help me when ive...

5
Clockwise has always been there to help me when ive needed it the most. When I call staff are always happy to explain do I understand decisions Reviewed on: 30th April 2026

Brilliant customer service the last I dealt with was...

5
Brilliant customer service the last I dealt with was fantastic Reviewed on: 30th April 2026

Always very helpful, never had any problems with any...

5
Always very helpful, never had any problems with any thing to do with clockwise Reviewed on: 30th April 2026

Great customer service always gives great advice and...

5
Great customer service always gives great advice and gives good service over phone Reviewed on: 30th April 2026

Excellent service always go above and beyond for cus...

5
Excellent service always go above and beyond for customers Reviewed on: 30th April 2026

The process to get a loan is a little messy other th...

4
The process to get a loan is a little messy other than that it’s a good company ive had a couple issue like bank statements and payments not being taken out if payments falls before payment date not much to fault Reviewed on: 30th April 2026

Fast service

5
Lighting fast service will recommend to anyone Reviewed on: 30th April 2026

Everytime I’ve needed help I’ve been able to contact...

5
Everytime I’ve needed help I’ve been able to contact someone very easily. They are very good at giving you all the information that you need, even sending messages through the app they get back to you very quickly. Reviewed on: 30th April 2026

I am very grateful to clockwise

5
I’ve used clockwise for a couple of years now and it’s always been an incredible service and a huge help financially. The service has always been easy to use and the staff when speaking to them needing help have always been polite and useful. I have recommended many people of the service and have always had good feedback. I am very grateful to have come across this site. Reviewed on: 30th April 2026

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