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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

Awesome.

4
Awesome. From my experience so far, I was not disappointed Reviewed on: 13th May 2025

Support for small business establishment.

5
I was desperate for financial support for a business I was establishing and the support from Credit Union came in handy. Reviewed on: 13th May 2025

I have always been happy with the service and how qu...

5
I have always been happy with the service and how quick you respond to messages Reviewed on: 12th May 2025

I am so grateful that Clockwise was recommended to m...

5
I am so grateful that Clockwise was recommended to me by a friend a few years ago. I have been able to get back on my feet since leaving my ex husband, as the loans are so affordable especially for a low income single parent, I have been able to spread the cost & maintain more financial stability for my children and I. The loans are fair and the process is very straightforward and efficient. The customer service is also brilliant, and any messages/queries I have sent previously have always been dealt with promptly, so that the process is smooth. I also use the saving’s option as it allows you to save money out of your monthly agreed repayments & you have the chance to be entered into a prize draw as an added bonus. I also think they offer a lot of other beneficial services, promotions and offers available for customers e.g money/financial budgeting/debt advice & they regularly send emails to remind you of upcoming events/relevant information. Clockwise is a fantastic and affordable way for people like me to achieve better financial stability & as a customer it really feels as though Clockwise value their customers and give opportunity for those who might be refused elsewhere or would not be able to afford unfair interest repayments. I would recommend to family, friends and anyone on low income. Reviewed on: 11th May 2025

Good customer service and Helps with individual needs.

4
Good customer service and Helps with individual needs. Reviewed on: 11th May 2025

Excellent staff and customer service

5
Went above and beyond to help me with an affordable loan even with bad credit. Reviewed on: 10th May 2025

They look after u and treats u with respect

5
They look after u and treats u with respect Reviewed on: 8th May 2025

5 star lending service

5
Friendly and knowledgeable staff. Happy to help even if turned away from other lenders. Better rates and terms than high street lenders. Ethical lending at affordable interest rates. Bad credit considered, on benefits also considered. Being able to have your benefits sent to your clockwise account helps assure them of your reliability to repay. Reviewed on: 8th May 2025

Excellent service with a great understanding too and...

5
Excellent service with a great understanding too and customer service is great Reviewed on: 8th May 2025

I have always been treated with the utmost respect a...

5
I have always been treated with the utmost respect and have found staff friendly and helpful in every sense. Have always been kept uptodate with regard to any query and nothing is too much trouble for the staff. Reviewed on: 8th May 2025

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