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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

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Clockwise Credit Union Personal loans reviews (2928)

The first loan was good and quick.

3
The first loan was good and quick. But my Xmas loan was denied me. Not nice ! Reviewed on: 8th May 2025

Great experience

5
Great experience, fast reliable good customer service. Reviewed on: 7th May 2025

Honestly didn’t think I’d receive any help when I wa...

5
Honestly didn’t think I’d receive any help when I was struggling but clockwise lended a helping hand when I needed it the most and will forever be grateful for them!! Reviewed on: 7th May 2025

Grate loans for people who have bad credit

5
Grate loans for people who have bad credit Reviewed on: 7th May 2025

Sa Lone Borbor

5
My experience with CLOCKWISE has been smooth and straightforward. The customer service is truly excellent—friendly, helpful, and always responsive. I also appreciate the affordable loan repayments, which make managing finances much easier. Reviewed on: 6th May 2025

Their loans are quick and they also help me save mon...

5
Their loans are quick and they also help me save money whilst having a loan. i think this is brilliant! Reviewed on: 6th May 2025

Every time I applied for a loan it did not take time...

5
Every time I applied for a loan it did not take time to be processed with the help of understanding staff Reviewed on: 6th May 2025

Loans always available on top up

5
Loans always available on top up Reviewed on: 6th May 2025

Great way to obtain credit with a lower credit score.

5
Great way to obtain credit with a lower credit score. Quick & easy application Reviewed on: 5th May 2025

Had a great experience , very helpful company

5
Had a great experience , very helpful company Reviewed on: 5th May 2025

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